1044 Cumberland St, Saint Paul, MN, 55117
About This Home
Walk into this charming stucco home and be greeted by the gleaming hardwood floors (refinished 2026); the living room features a coved ceiling + stone fireplace; ceiling fan in the formal dining room; the kitchen has an eating area + oak cabinets + corner hutch + new floor-2026; both bedrooms have ceiling fans; updated full bath boasts a ceramic floor + glass block window + tub surround + vanity + exhaust fan + 2 cabinets; lower level features updated family room with new floor + recessed lights-2025, den/office, laundry Rm, utility room with new hot water tank-2024 and 1/2 bath; more recent updates incl. new windows-2024, drain tile + sump pump-2017; wall a/c-2023, retaining wall-2017. Don't miss the 3 car garage & more all on a large double lot!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1931
Materials
- Roof: Age Over 8 Years,Asphalt,Pitched
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Gas Water Heater,Range,Refrigerator,Washer
- Laundry features: Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Drain Tiled,Finished,Full,Storage Space,Sump Pump
Bedroom
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom2
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 132
- Dimensions: 12x11
Family Room
- Level: Lower
- Area: 252
- Dimensions: 21x12
Features
- Number of fireplaces: 1
- Fireplace features: Stone,Wood Burning
- Fireplace: Yes
- Finished area below ground: 400
- Finished area above ground: 936
Foyer
- Level: Main
- Area: 24
- Dimensions: 6x4
Heating & Cooling
- Heating features: Boiler,Hot Water
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,872
- Total interior livable area: 1,872 sqft
Kitchen
- Level: Main
- Area: 150
- Dimensions: 15x10
Laundry
- Level: Lower
- Area: 99
- Dimensions: 11x9
Living Room
- Level: Main
- Area: 228
- Dimensions: 19x12
Office
- Level: Lower
- Area: 99
- Dimensions: 11x9
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 252923240208
- Zoning description: Residential-Single Family
- Foundation area: 936
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 9,583 sqft
- Lot size dimensions: Irregular
Parking
- Total spaces: 3
- Parking features: Detached Garage,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,349 | $16,188 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $313 | $3,756 |
| Electricity | $170 | $2,050 |
| Total | $2,006 | $24,072 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-10 | Listed for sale | $279,900 |
| 2012-12-06 | Sold | $92,400 |
View on Zillow