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483 Nicole Ln, Waco, TX, 76705

4beds
3baths
2,098sqft
$395,000
$188price/sqft
$2,757/moest. monthly cost
$110,280/yrincome needed

About This Home

Nestled on 10 picturesque acres, this charming ranch-style home offers the perfect blend of privacy, natural beauty, and opportunity. Majestic, mature oak trees provide a stunning canopy across much of the property, while open pastureland creates the ideal setting for horses, livestock, gardens, or your dream homestead. Inside, you'll find a spacious ranch-style floor plan with plenty of room to grow and make it your own. Whether you're looking to renovate, personalize, or simply enjoy the generous living space, this home is full of potential. If you've been dreaming of a peaceful country lifestyle with room to roam, this property is a rare find. From morning walks beneath the towering oaks to evenings overlooking the open pasture, you'll love the endless possibilities this beautiful acreage has to offer. Bring your vision and create the homestead you've always imagined!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Connally Primary SchoolGrades 1-32.7 mi
3/10
3/10
Connally High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Disposal,Gas Oven

Bedroom

  • Level: First
  • Dimensions: 14 x 13

Bedroom

  • Level: First
  • Dimensions: 12 x 13

Bedroom

  • Level: First
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Paneling/Wainscoting
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,098 sqft

Living Room

  • Level: First
  • Dimensions: 16 x 15

Master Bedroom

  • Level: First
  • Dimensions: 14 x 14

Property

Details

  • Parcel number: 419958
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Residential vegetation: Cleared,Grassed,Heavily Wooded,Partially Wooded,Wooded

Lot

  • Lot size: 10 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$377$4,524
Property Taxes $145$1,740
Electricity $238$2,859
Total$2,757$33,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,525/yr
40% on housing$82,710/yr
45% on housing$73,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 76705$143
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76705$151
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$365,000
2026-08-09Price change$390,000
2026-07-29Listed for sale$395,000
2024-09-04Sold--
2024-07-08Listed for sale$255,000
2024-07-01Listing removed--
2024-03-22Listed for sale$1,250,000

For Sale by Agent

AgentLauren Blake
BrokerageMagnolia Realty

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