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8427 Orcas Loop NE, Lacey, WA, 98516

2beds
2baths
1,869sqft
$820,000
$439price/sqft
$5,163/moest. monthly cost
$206,520/yrincome needed

About This Home

Show home on the 18th tee of Hawks Prairie Golf Course in a 55+ community. Many builder upgrades including solar panels, hardwood floors and upgraded appliances.

Getting Around

0
WalkingCar-Dependent
19
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10
Salish Middle SchoolGrades 6-81.5 mi
4/10
River Ridge High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Tile

Interior Area

  • Total structure area: 1,869
  • Total interior livable area: 1,869 sqft

Property

Details

  • Parcel number: 52930125500

Features

  • Stories: 1

Lot

  • Lot size: 4,791 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,146$49,752
Home Insurance *$191$2,292
Property Taxes $677$8,124
Electricity $149$1,793
Total$5,163$61,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,017/yr
40% on housing$154,890/yr
45% on housing$137,680/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 98516$297
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98516$300
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$820,000
2017-04-28Sold$549,900
2016-09-13Price change$549,900
2016-08-06Listed for sale$558,150
2016-06-09Listing removed$599,900
2016-05-25Price change$599,900
2016-05-05Price change$629,900
2016-04-26Price change$635,655
2016-04-21Price change$629,900
2016-04-18Price change$465,900
2016-04-02Price change$432,900
2016-03-11Price change$459,900
2016-03-08Price change$479,900
2016-03-04Price change$487,356
2016-01-28Price change$465,043
2015-12-04Price change$455,043
2015-11-26Price change$465,043
2015-11-01Price change$510,043
2015-09-23Price change$509,833
2015-09-15Listed for sale$508,968

For Sale by Owner

AgentThomas Anderson

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