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3638 W Monroe St, Napoleon, IN, 47034

2beds
1baths
960sqft
$119,900
$125price/sqft
$903/moest. monthly cost
$36,120/yrincome needed

About This Home

Take a look at this cozy 2-bedroom, 1-bath home in Napoleon! The open kitchen and living room create a comfortable space to gather, with a counter bar. The bathroom has been nicely updated, and you'll find newer vinyl flooring along with some newer windows throughout the home. Best of all, all of the appliances stay, making moving in that much easier. 22' x 28' detached garage offers plenty of space for parking, storage, hobbies, or a workshop. Whether you're just starting out, looking to simplify, or searching for a great investment property, this home is full of potential and ready for its next owner!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Jac-Cen-Del ElementaryGrades PK-64.6 mi
6/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Block,Other
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range,Refrigerator,Washer,Electric Water Heater

Bathroom1

  • Level: First

Bedroom2

  • Level: First
  • Area: 108

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Vaulted Ceiling(s)
  • Window features: Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: First
  • Area: 210

Living Room

  • Level: First
  • Area: 210

Master Bedroom

  • Level: First
  • Area: 140

Office

  • Area: 0

Property

Details

  • Parcel number: 690529221050000012

Features

  • Levels: One
  • Stories: 1
  • Frontage length: 0.00
  • Topography of land: Level

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot
  • Lot size dimensions: 82x82

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Gravel
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Lightning
Cold Wave
Drought
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$88$1,056
Property Taxes $25$300
Electricity $184$2,212
Total$903$10,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,960/yr
40% on housing$27,090/yr
45% on housing$24,080/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 47034
Ripley County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 47034
Ripley County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$119,900
2026-07-06Pending sale$119,900
2026-07-02Listed for sale$119,900

For Sale by Agent

AgentNoah Haring
BrokerageLohmiller Real Estate

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