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228 W Chippewa St, Brookhaven, MS, 39601

4beds
4baths
3,555sqft
$449,000
$126price/sqft
$3,418/moest. monthly cost
$136,720/yrincome needed

About This Home

This unique colonial style home is a must see! 4 bedrooms and 4 bathrooms with 3555 square feet of living space. There are beautiful wood floors throughout the home. This property will have you feeling as if you were in the country right in the middle of town, with its large fenced in backyard, and gated drive! 3 car garage, 11 foot ceilings, sun room, spacious primary suite.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
5/10
4/10
Brookhaven High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: HardiPlank Type,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Plumbed For Ice Maker,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Pantry,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds,Double Pane Windows,Wood Frames
  • Flooring: Ceramic Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,555
  • Total interior livable area: 3,555 sqft

Property

Details

  • Parcel number: B8718 2 272
  • Zoning description: General Residence District

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Lighting
  • Fencing: Fenced
  • Has view: Yes

Lot

  • Lot size: 0.69 Acres
  • Features: Corner Lot,Landscaped,Sloped,Views
  • Lot size dimensions: 3 lots

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Lincoln County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$605$7,260
Property Taxes $213$2,556
Electricity $330$3,966
Total$3,418$41,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,188/yr
40% on housing$102,540/yr
45% on housing$91,146/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 39601$97
Lincoln County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 39601$109
Lincoln County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-30Price change$469,000
2025-10-12Price change$479,000
2025-06-12Price change$499,000
2025-03-16Price change$509,000
2025-02-18Listed for sale$515,000
2016-07-15Listing removed--
2016-07-14Price change$45,200
2016-06-25Listed for sale--
2016-04-14Listing removed--
2016-04-06Price change$121,400
2016-03-24Listed for sale--
1991-09-18Sold--

For Sale by Agent

AgentMatt Monroe
BrokerageBetsy Smith Properties

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