




309 Ridgeway Dr, Howard, OH, 43028
About This Home
Beautifully maintained Apple Valley home built in 2000 by Schlabach Builders of Millersburg, a respected regional builder with long-standing ties to Knox County and Apple Valley. Set on nearly half an acre, this property is located just the second lot from Davis Beach, offering easy beach access, partial lake views from select areas of the home, and a private wooded backdrop. This lovely and well-cared-for home offers neutral paint throughout, approximately 3,100+ finished square feet, 4 bedrooms, 3 full baths, and a 2-car garage. The main level features 3 bedrooms and 2 full baths, including an owner’s suite with a private full bath and double closets. Two additional main-level bedrooms provide comfortable space for guests, family, or a home office, with the convenience of main-level laundry nearby. The living room is open to the kitchen and features hardwood flooring, a gas fireplace, and 6-panel oak doors through much of the home. The kitchen offers plenty of cabinetry, solid surface countertops, stainless major appliances that stay, an island with seating, and an eat-in area. A dining area off the kitchen leads to the 3-season room, where you can enjoy pretty seasonal views of the lake. From there, step out to the large composite deck with a gas line for the Weber grill. The walkout lower level adds excellent living space with a family room featuring a Vermont Castings wood stove, a 4th bedroom with egress window, full bath, office or flex area, and a large storage room. The lower level walks out to a concrete patio and backyard with open space, woods, and yard barn. Additional noteworthy features include HVAC installed new in 2022, whole-house vacuum, water softener, and a 14x10 backyard shed. A great combination of location, condition, space, privacy, and Apple Valley lifestyle, just steps from Davis Beach.
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Roof: Shingle
- Construction materials: Frame,Vinyl Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Disposal,Hot Water Tank-Owned,Microwave,Range Oven,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Partially Finished
Bathroom1
- Features: Full
- Level: First
Bathroom2
- Features: Full
- Level: First
Bathroom3
- Features: Full
- Level: Lower
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
Family Room
- Level: Lower
Features
- Central Vacuum
- Flooring: Vinyl,Carpet,Wood
- Number of fireplaces: 2
- Fireplace features: Two,Family Room,Living Room,Wood Burning Stove
- Fireplace: Yes
- Finished area above ground: 1,720
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,115
- Total interior livable area: 3,115 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 2500015.000
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.47 Acres
- Features: Hills,Wooded
- Lot size dimensions: .4745
Parking
- Total spaces: 2
- Parking features: Garage Attached,2 Car,Concrete
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance * | $213 | $2,556 |
| Property Taxes | $466 | $5,592 |
| Electricity | $334 | $4,009 |
| Total | $3,844 | $46,128 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Contingent | $560,000 |
| 2026-07-03 | Listed for sale | $560,000 |
| 2019-09-11 | Sold | $244,900 |
| 2011-10-07 | Sold | $142,500 |
