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828 Terrace View Dr, Howard, OH, 43028

2beds
2baths
1,558sqft
$319,900
$205price/sqft
$2,198/moest. monthly cost
$87,920/yrincome needed

About This Home

Welcome to 828 Terrace View Drive in Apple Valley. This beautifully remodeled residence boasts 2-3 bedrooms and 2 full bathrooms. The exterior has undergone significant updates, featuring new windows, doors, a metal roof, Trex decking, gutters, and a fresh coat of paint. Upon entering the home from the two-car garage, you'll discover a practical mudroom and laundry area. The spacious kitchen showcases a stone fireplace, expansive kitchen island, newly installed white cabinets, and leathered granite countertops. An addition has created a functional living room, and the first floor is completed with two bedrooms and a newly remodeled full bathroom. The basement offers ample storage space, an additional full bathroom, and the potential for a third bedroom. An additional lot can be purchased for $13,500 extra.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
East Knox Middle SchoolGrades K-62.6 mi
6/10
East Knox High SchoolGrades 7-122.7 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • High Speed Internet
  • Flooring: Partial Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,360

Heating & Cooling

  • Heating features: Forced Air,Propane,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,558
  • Total interior livable area: 1,558 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2500224.000
  • Zoning description: Residential

Features

  • Patio & porch: Deck
  • Fencing: Fenced,Fenced Yard

Lot

  • Lot size: 0.25 Acres
  • Features: Level
  • Lot size dimensions: .2519

Parking

  • Total spaces: 2
  • Parking features: Garage Attached,2 Car,Gravel
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$122$1,464
Property Taxes $266$3,192
Electricity $193$2,320
Total$2,198$26,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,360/yr
40% on housing$65,940/yr
45% on housing$58,613/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 43028$219
Knox County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 43028$169
Knox County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$329,500
2026-04-03Listed for sale$347,000
2025-10-20Sold$185,000
2025-10-12Pending sale$214,900
2025-10-09Listed for sale$214,900
2025-10-03Contingent$214,900
2025-09-04Listed for sale$214,900

For Sale by Agent

AgentDustin Graham
BrokerageColdwell Banker-Quest

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