3807 Apple Valley Dr, Howard, OH, 43028
About This Home
Experience lake living at its best on Apple Valley Lake! This exceptional 4-bedroom, 3.5-bath lake-view home combines generous space, thoughtful updates, & breathtaking scenery in one incredible package. The charming cedar-sided exterior and relaxing breezeway welcome you home, setting the tone for comfort & character. Inside you'll find the bright white cabinet-filled kitchen offers abundant storage, Corian countertops, a convenient breakfast bar, & major appliances that convey—making move-in effortless. The adjacent large dining room is perfect for hosting gatherings, holidays, & weekend dinners with family & friends. Spacious living room that features a gorgeous custom brick fireplace, creating a warm and inviting focal point. Just beyond, an expansive additional living area showcases unreal panoramic views of Apple Valley Lake. This stunning space flows seamlessly onto a large composite back deck—ideal for entertaining, grilling, or simply enjoying peaceful lake sunsets. Designed w/flexibility in mind, the home offers two main-level owner’s suites, each with a private full bath & large walk-in closet—perfect for multi-generational living or hosting guests in comfort. Main-level laundry adds everyday convenience. Large basement that could easily be finished provides endless possibilities for a recreation room, home gym, or additional living space. A 3-car garage offers substantial storage for vehicles, tools, & lake toys. Major mechanical updates provide peace of mind, including new roof (2023), furnace (2023), air conditioning (2023), and hot water tank (2020). A whole-house generator ensures year-round confidence & comfort. If you’ve been searching for space, views, & modern updates in a desirable lake community-this property delivers. Schedule your private showing today and start living the lake life you’ve been dreaming of.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Roof: Shingle
- Construction materials: Combination,Frame,Cedar
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Modular
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Hot Water Tank-Owned,Microwave,Range Hood,Range Oven,Refrigerator,Water Filter,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial
Bathroom1
- Features: Half
- Level: First
- Area: 28.6806
Bathroom2
- Features: Full
- Level: First
- Area: 74.8611
Bathroom3
- Features: Full
- Level: First
- Area: 44.5
Bathroom4
- Features: Full
- Level: Second
- Area: 45.5347
Bedroom1
- Level: First
- Area: 177.6667
Bedroom2
- Level: First
- Area: 171.9722
Bedroom3
- Level: Second
- Area: 226.125
Bedroom4
- Level: Second
- Area: 328.0208
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 284.9167
Features
- Flooring: Partial Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: One,Living Room
- Fireplace: Yes
- Finished area above ground: 2,600
Heating & Cooling
- Heating features: Baseboard,Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Kitchen
- Level: First
- Area: 117
Living Room
- Level: First
- Area: 263.25
Property
Details
- Parcel number: 3502443.000
Features
- Levels: One and One Half,1.5 Story
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.36 Acres
- Features: Hills,Level
- Lot size dimensions: .3553
Parking
- Total spaces: 3
- Parking features: Garage Attached,3 Car,Concrete
- Has garage: Yes
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,406 | $28,872 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $396 | $4,752 |
| Electricity | $278 | $3,346 |
| Total | $3,261 | $39,132 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $547,499 |
| 2026-02-27 | Listed for sale | $550,000 |
| 2017-03-24 | Sold | $180,000 |
| 2017-03-14 | Pending sale | $194,444 |
| 2017-02-28 | Listed for sale | $194,444 |
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