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94 Arend Dr, Gainesville, TX, 76240

5beds
4baths
4,664sqft
$2,075,000
$445price/sqft
$13,857/moest. monthly cost
$554,280/yrincome needed

About This Home

Exceptional Moss Lake retreat offering highly sought-after acreage and the perfect blend of space, privacy, and waterfront living on 4.39 acres. Enjoy breathtaking sunrises over the water, creating a peaceful and picturesque setting every day. A private driveway with gated entrance welcomes you to this secluded property. This versatile lake property offering multiple living spaces ideal for multi-generational living, guest accommodations, or income potential. The main residence features a 4,664 sq ft metal-structured and includes 3 bedrooms and 3 full baths on the primary level. Upstairs, the home offers a private 1 bedroom apartment complete with full kitchen, living area and full bath, with its own separate entrance, also accessible via an interior staircase—Then Additionally, the upper level includes a separate bedroom and an expansive 630 sq foot flex space, perfect for a bunk room, media room or game room. This property also includes a detached 750 sq ft cabin, offering additional private guest accommodations or rental opportunity. This property has been freshly updated with new paint and a brand-new roof, providing a move-in-ready experience. A 2-car garage adds convenience and additional storage. Outdoor and functional amenities are unmatched, featuring a 4-bay insulated shop, separate implement shop, and private well. Enjoy direct access to Moss Lake with your own private boat ramp and dock, making this a true waterfront lifestyle property.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Board & Batten Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,In-Law Floorplan,Kitchen Island,Pantry,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Luxury Vinyl Plank,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 4,664 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Hallway(s)

Details

  • Parcel number: 337
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Boat Slip,Deck,Dock,Private Entrance,Private Yard,Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Lake Front,Waterfront
  • Residential vegetation: Heavily Wooded,Partially Wooded

Lot

  • Lot size: 4.39 Acres
  • Features: Acreage,Back Yard,Lawn,Many Trees,Waterfront

Parking

  • Total spaces: 6
  • Parking features: Additional Parking,Driveway,Garage,Garage Door Opener,Gated,Oversized,Garage Faces Side,Workshop in Garage,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,492$125,904
Home Insurance *$2,111$25,332
Property Taxes $742$8,904
Electricity $512$6,145
Total$13,857$166,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$475,097/yr
40% on housing$415,710/yr
45% on housing$369,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$445This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$201
Cooke County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$2,375,000

For Sale by Agent

AgentKim McConnell
BrokerageThe Real Estate Station- Saint Jo

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