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2070 County Road 3830, Quinlan, TX, 75474

2beds
1baths
1,300sqft
$169,000
$130price/sqft
$1,411/moest. monthly cost
$56,440/yrincome needed

About This Home

Lake Living Awaits! Welcome to this charming home nestled in a well-established, pride-of-ownership lake community! Situated on approximately half an acre and just across from the lake, this property offers the perfect opportunity to enjoy the relaxed lake lifestyle without the lakefront price tag. One of the biggest highlights is the private community lake access available exclusively to homeowners who choose to participate. Just a short 2-minute walk from the home, the community picnic area features a boat ramp and fishing pier, making it easy to spend your days boating, fishing, swimming, or simply soaking up the sunshine with family and friends. A welcoming front porch sets the tone for this cozy lake home to enjoy the peaceful surroundings. Inside, you'll find a spacious living area that flows naturally into the kitchen. The open kitchen features a breakfast bar and eating area, creating a comfortable gathering space. The flexible floorplan along with an additional versatile dining room could easily serve as second living area, or be converted back to a bedroom to suit your needs. Step outside to the back deck and enjoy the peaceful, tree-lined backyard and refreshing summer breezes. A designated patio area is ideal for grilling and outdoor entertaining, while the two storage sheds provide convenient space for tools, lake gear, and outdoor equipment. You'll also appreciate the covered parking area, with plenty of room for your boat, jet skis, RV, or other recreational toys. With ample room there is also exciting potential to expand and create even more outdoor living space. Whether you're looking for a weekend getaway, a comfortable lake retreat, or a place to make lasting summertime memories, this property literally puts you just minutes from the water. Foundation work is currently underway with transferable warranty. Bring your vision and personal touch to this inviting property and turn this into your own charming getaway. Come see why lake life is calling!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Wh Ford High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1962

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First
  • Dimensions: 0 x 0

Features

  • Eat-in Kitchen,Paneling/Wainscoting

Interior Area

  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 78698

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$122$1,464
Property Taxes $197$2,364
Electricity $238$2,859
Total$1,411$16,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,377/yr
40% on housing$42,330/yr
45% on housing$37,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 75474$138
Hunt County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 75474$185
Hunt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$179,000
2026-07-16Price change$169,000
2026-06-17Price change$169,900
2026-05-27Listed for sale$189,900

For Sale by Agent

AgentJody Crocker
Brokerage1st Choice Realty

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