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1390 County Road 201, Sargent, TX, 77414

4beds
3baths
2,000sqft
$699,000
$350price/sqft
$5,540/moest. monthly cost
$221,600/yrincome needed

About This Home

Welcome to your private coastal retreat on the tranquil waters of Caney Creek. Built in 2017 and thoughtfully designed for effortless waterfront living, this impeccably maintained 4-bedroom, 3-bath home blends refined comfort with relaxed coastal charm. Ideally located near the Y in Sargent, you’re tucked into peaceful surroundings while remaining close to everything the area has to offer. Sold fully furnished, the home features quality finishes, an airy open-concept layout, and inviting spaces perfect for gathering with family and friends. Outdoors, enjoy a fully equipped boathouse, boat lift, private pier, cargo lift, and fish cleaning station designed for seamless days on the water. Spend evenings relaxing as the sun sets over Caney Creek and enjoy the peaceful waterfront setting. Whether you’re seeking a vacation getaway, income-producing investment, or full-time coastal home, this property offers exceptional amenities and the kind of waterfront lifestyle that’s hard to find.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Van Vleck Elementary SchoolGrades PK-322.9 mi
4/10
Van Vleck Jr High SchoolGrades 6-822.9 mi
5/10
Van Vleck High SchoolGrades 9-1222.9 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Oven,Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 32043

Features

  • Stories: 2
  • Exterior features: Boat Lift
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,River Front

Lot

  • Lot size: 0.33 Acres
  • Features: Waterfront,1/4 Up to 1/2 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Cold Wave
Heat Wave
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$690$8,280
Property Taxes $1,078$12,936
Electricity $238$2,859
Total$5,540$66,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,942/yr
40% on housing$166,200/yr
45% on housing$147,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 77414$155
Matagorda County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 77414$142
Matagorda County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$749,998

For Sale by Agent

AgentBrooklyn Kresta
BrokerageTopWater Real Estate LLC

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