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404 Joyner St, Omaha, TX, 75571

3beds
3baths
2,448sqft
$257,900
$105price/sqft
$2,053/moest. monthly cost
$82,120/yrincome needed

About This Home

Nestled on 1.08 acres in Omaha, Texas, this spacious 3-bedroom, 2.5-bath home offers 2,448 square feet of comfortable living with exceptional storage, workshop space, and room to enjoy the beauty of East Texas. Built with durable 2x6 exterior walls, the home features two large living areas, formal dining room, and a generously sized kitchen, abundant cabinetry, and a walk-in pantry. An oversized utility room provides even more storage and everyday convenience. The spacious primary suite offers a relaxing retreat with plenty of room to unwind, along with an ensuite bath featuring dual vanities and a jetted tub. Two additional bedrooms are generously sized and share a well-appointed bathroom. Outside, you’ll appreciate the mature shade trees, beautiful crepe myrtles, expansive backyard, and large patio area designed for entertaining. The circular driveway provides easy access and ample parking. Additional amenities include a two-car detached garage, heated and cooled shop, 28x28 insulated workshop with concrete flooring, two storage buildings, covered carport area, and 8x24 boat or RV storage. Located in the heart of the East Texas lake region, this property offers convenient access to several area lakes within a short drive, making it easy to enjoy fishing, boating, and outdoor recreation. With its combination of space, functionality, and classic Texas charm, this property is ready to welcome you home.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Pewitt Elementary SchoolGrades PK-51.0 mi
6/10
5/10
Pewitt High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric

Bathroom

  • Features: Tub Only,Shower and Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Den/Dining Combo

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,448
  • Total interior livable area: 2,448 sqft

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: R000010934
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Wood,Metal,Partial

Lot

  • Lot size: 1.08 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,304$15,648
Home Insurance *$310$3,720
Property Taxes $171$2,052
Electricity $268$3,225
Total$2,053$24,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,388/yr
40% on housing$61,590/yr
45% on housing$54,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 75571$88
Morris County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 75571
Morris County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$257,900
2026-04-24Listing removed$253,900
2025-10-24Listed for sale$253,900

For Sale by Agent

AgentCorri Alvarenga
BrokerageMayben Realty, LLC

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