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930 18th St, Des Moines, IA, 50314

7beds
4baths
3,223sqft
$549,900
$171price/sqft
$4,106/moest. monthly cost
$164,240/yrincome needed

About This Home

Amazing multi used zoning property! COMMERCIAL or Residential! Nestled in the coveted Sherman Hill Historical District, this stunning 7 bedroom, 4 full bathroom masterpiece boasts over 4,300 finished square feet of living space, blending timeless character with cutting edge modern amenities. Meticulously restored and relocated to this prestigious neighborhood in 2019, the property features a brand-new foundation, new roof, updated siding, 10 foot finished basement ceilings, new electrical and plumbing systems, state-of-the-art HVAC and ductwork, and modernized utilities including sewer and water connections. Adding extraordinary versatility, the property's expansive finished attic transforms into a captivating upper-level retreat, a soaring loft oasis, or an elegant upper story sanctuary perfect for a private suite, home office, art studio, or entertainment haven. Its versatile mixed-use zoning offers unparalleled flexibility for residential or commercial applications, making it ideal as a dream family home, savvy investment opportunity for short-term rentals like Airbnb or Furnished Finder, unique group home, professional office space, or standout commercial venture. Sherman Hill's charm combined with this property's impeccable renovations and rare zoning creates a truly one-of-a-kind opportunity, perfect for those seeking a blend of history, luxury, and potential don't miss your chance to own a piece of Des Moines history with endless possibilities!

Getting Around

59
WalkingSomewhat Walkable
47
TransitSome Transit
50
BikeBikeable

Schools

4/10
3/10
Callanan Middle SchoolGrades 6-80.9 mi
4/10
Roosevelt High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1901

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,223 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030/00381000000

Features

  • Levels: Two

Lot

  • Lot size: 8,624 sqft
  • Lot size dimensions: 69 x 125

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$634$7,608
Property Taxes $452$5,424
Electricity $240$2,885
Total$4,106$49,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,777/yr
40% on housing$123,180/yr
45% on housing$109,493/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 50314$112
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50314$123
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$549,900
2026-03-10Price change$599,000
2025-10-23Listed for sale$625,000
2019-08-08Sold$300,000

For Sale by Agent

AgentGilbert Gonzales
BrokerageRE/MAX Precision Marshalltown

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