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860 Sweet Apple Rd, Pell City, AL, 35128

3beds
3baths
2,016sqft
$1,500,000
$744price/sqft
$10,975/moest. monthly cost
$439,000/yrincome needed

About This Home

Unparalleled beauty & tranquility best describes this former gentleman's farm which totals 81+ partially fenced acres. Approximatley 13 acres are improved pastures with a balance of hardwood forest. Springs, ponds, and streams are scattered throughout the rolling hills among mature hardwoods and pines. There are 11 structures accessed by the interior road system with 3 residents beautifully sited in a wooded, park like setting. Teaming with wildlife, this remarkable property is a quiet & private with its only access via an electric gate. (5 miles from I-20 & downtown Pell City) The main home id 2877 climate controlled space. One cottage has 1047 climate controlled space. The 2nd cottage has 560 climate controlled space. The event bardo boasts 4260 climate controlled sq ft. There is so many details to mention. I have uploaded a file for agents to

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
Eden Elementary SchoolGrades K-44.0 mi
6/10
Duran Jr High SchoolGrades 7-84.2 mi
5/10
Pell City High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Construction materials: Wood Siding,Stone,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Electric Oven,Plumbed for Gas in Kit,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Recessed Lighting,Workshop (INT),Cathedral/Vaulted,High Ceilings,Crown Molding,Linen Closet,Tub/Shower Combo
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Stone,Great Room,Gas,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,016

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,016 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2804200000001.001
  • Special condition: N/A
  • Horse amenities: Horse Facilities

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: No

Lot

  • Lot size: 82 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$785$9,420
Property Taxes $2,366$28,392
Electricity $240$2,881
Total$10,975$131,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$376,285/yr
40% on housing$329,250/yr
45% on housing$292,666/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$744This listing

vs Other Active Listings

Avg $/sqft

ZIP 35128$175
St. Clair County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35128$157
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$1,500,000
2011-03-01Sold$550,000
2000-08-31Sold$5,500,000

For Sale by Agent

AgentJulie Luker
BrokerageKeller Williams Pell City

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