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2120 N Papago Trl, Chino Valley, AZ, 86323

3beds
2baths
1,405sqft
$334,900
$238price/sqft
$2,112/moest. monthly cost
$84,480/yrincome needed

About This Home

Spread out in your BRAND NEW 3B/2B home on 1.13 acres! This property comes loaded with premium upgrades and sits on flat, highly usable land, perfect for animals, outbuildings, gardens, or future expansion. The home is positioned on a corner lot and located just a short distance off pavement, giving you easy access while still enjoying privacy and open space. Enjoy beautiful views from your large front & back concrete patios to be installed upon completion. A rock driveway and expanded rock parking area will also be added, providing durable, low-maintenance access and plenty of room for vehicles, trailers, or guests. Inside, you'll find 9' high flat ceilings, oversized windows, and extra-tall wood cabinets that elevate the entire living space. The kitchen features a farmhouse sink, upgraded stainless steel full appliance package, and a black hardware decor package for a clean, modern look. The master suite includes a walk-in shower, and the home is finished with upgraded lighting, ceiling fans, and 2'' faux wood blinds throughout. Built with 2x6 construction, upgraded insulation, and architectural shingles, this home is designed for long-term durability and efficiency. No stairs to contend with -- the home will be ground-set upon completion for easy access and a clean finished appearance. A 1-Year Manufacturer's Warranty is included for peace of mind. Move-in ready late August. Current interior photos are of the same series but a different home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
2/10
Heritage Middle SchoolGrades 6-82.7 mi
5/10
Chino Valley High SchoolGrades PK,9-123.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Cavco

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Contemporary
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: Wash/Dry Connection

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Stem Wall

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Kit/Din Combo,Kitchen Island,Liv/Din Combo,Live on One Level,Walk-In Closet(s)
  • Window features: Double Pane Windows,Blinds
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,405
  • Total interior livable area: 1,405 sqft

Property

Details

  • Parcel number: 334
  • Zoning: RCU-2A

Features

  • Patio & porch: Patio
  • Exterior features: Level Entry
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level,Views

Lot

  • Lot size: 1.13 Acres

Parking

  • Parking features: Driveway Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance $92$1,104
Property Taxes $111$1,332
Electricity $216$2,603
Total$2,112$25,344

Income You'd Need if You Spent...

35% on housing$72,411/yr
40% on housing$63,360/yr
45% on housing$56,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 86323$209
Yavapai County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 86323$280
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$329,900
2026-07-10Listed for sale$334,900
2026-03-30Sold$55,000

For Sale by Agent

AgentCharles S. Clark
BrokerageClark Realty Homes and Land

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