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4928 Oaknoll Dr, Indianapolis, IN, 46221

3beds
1baths
1,096sqft
$275,000
$251price/sqft
$1,994/moest. monthly cost
$79,760/yrincome needed

About This Home

A charming all brick 1096 square foot home offers a unique blend of classic appeal & expansive outdoor potential. This completely updated single-story layout encompasses three comfortable bedrooms, new flooring throughout, fresh interior paint, updated lighting, updated kitchen, updated full bathroom, & an oversized garage with a new insulated garage door. With its desirable location and ample outdoor space, this property presents an exceptional opportunity to create your ideal living environment.

Getting Around

31
WalkingCar-Dependent
19
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

5/10
3/10
Decatur Middle SchoolGrades 7-80.9 mi
3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1959

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Microwave,Gas Oven,Refrigerator
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Attic Pull Down Stairs,High Speed Internet,Eat-in Kitchen,Smart Thermostat
  • Window features: Wood Work Painted
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,High Efficiency (90%+ AFUE )
  • Cooling features: Central Air,High Efficiency (SEER 16 +)

Interior Area

  • Total structure area: 1,096
  • Total interior livable area: 1,096 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Laundry

  • Level: Main
  • Area: 20
  • Dimensions: 4x5

Living Room

  • Level: Main
  • Area: 228
  • Dimensions: 12x19

Master Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Property

Details

  • Parcel number: 491236110025000200
  • Special condition: Sales Disclosure Supplements
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 0.48 Acres
  • Features: Street Lights,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Detached,Asphalt,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$183$2,196
Property Taxes $237$2,844
Electricity $184$2,212
Total$1,994$23,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,365/yr
40% on housing$59,820/yr
45% on housing$53,173/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 46221$101
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46221$143
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$265,000
2026-07-15Listed for sale$275,000

For Sale by Agent

AgentPatrick Ploughe
BrokerageKeller Williams Indy Metro Partners

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