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601 Oak Ln, South Elgin, IL, 60177

5beds
5baths
3,565sqft
$775,000
$217price/sqft
$5,896/moest. monthly cost
$235,840/yrincome needed

About This Home

This is the one you've been waiting for! Prepare to be wowed from the moment you step inside! Over 3500 sq ft plus finished basement - there's space for everyone to call their own! Breathtaking stone accent wall captures your attention as you enter the home and it only gets better from there! High end custom finishes throughout including hand blown glass pendant lights in the kitchen, bamboo flooring, wainscotting, beautiful arched entryways to LR & DR, detailed millwork, motorized shades, built in bench with shelves & cubbies in mud room, & more! First floor boasts dining room and separate living room, gourmet kitchen opening to family room with gas log fireplace, powder room, and den too! Second floor features loft, laundry room, 4 bedrooms, and 3 bathrooms. Primary suite has enormous walk-in closet with custom organizer and posh bathroom with separate double vanities, soaking tub, and tiled shower. Bedroom 2 has ensuite bath and two closets with organizers. 3rd and 4th bedrooms have walk in closets as well as share a jack & jill bathroom with their own private vanities. Finished in 2025, the English, deep pour basement is a showstopper - rec room/theatre with electric fireplace and dazzling stone hearth, gym area, deluxe wet bar, office/bedroom, storage, and full bath. Generous room sizes too! Outside is perfect for entertaining or relaxing - fenced yard, new stamped concrete patio, pond views - all on an oversized corner lot backing up to grassy common area! 3 car attached garage with new epoxy floor. Shows like a model! Thornwood Sports Core features tot lot playground, outdoor pool with water slide, tennis/basketball/pickle ball/sand volleyball courts, newly renovated locker rooms, and a party room with kitchen. All this and more! Amazing location around the corner from Corron school and a just few blocks from endless shopping and dining options on Randall Rd. Highly desirable D303 schools! The Oaks of Thornwood is the newest section in the subdivision and this home is one of the most recently built. You'll love living here - Welcome Home!!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

9/10
Corron Elementary SchoolGrades K-50.1 mi
7/10
Wredling Middle SchoolGrades 6-85.1 mi
8/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Bar Fridge,Washer,Dryer,Disposal,Stainless Steel Appliance(s)
  • Laundry features: Upper Level

Bar Entertainment

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 160
  • Dimensions: 16X10

Basement

  • Has basement: Yes
  • Basement: Finished,Rec/Family Area,Storage Space,Full,Daylight

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 192
  • Dimensions: 16X12

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 256
  • Dimensions: 16X16

Bedroom5

  • Features: Flooring (Bamboo),Window Treatments (All)
  • Level: Basement
  • Area: 156
  • Dimensions: 12X13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Flooring (Bamboo),Window Treatments (All)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Den

  • Features: Flooring (Bamboo),Window Treatments (All)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Dining Room

  • Features: Flooring (Bamboo),Window Treatments (All)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Family Room

  • Features: Flooring (Bamboo),Window Treatments (All)
  • Level: Main
  • Area: 240
  • Dimensions: 16X15

Features

  • Wet Bar,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Electric,Gas Log,Family Room,Master Bedroom,Other
  • Fireplace: Yes

Foyer

  • Features: Flooring (Bamboo)
  • Level: Main
  • Area: 54
  • Dimensions: 6X9

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,565 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Breakfast Room,Pantry),Flooring (Bamboo),Window Treatments (All)
  • Level: Main
  • Area: 224
  • Dimensions: 16X14

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Second
  • Area: 60
  • Dimensions: 10X6

Living Room

  • Features: Flooring (Bamboo),Window Treatments (All)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Loft

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 180
  • Dimensions: 12X15

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (All),Bathroom (Full)
  • Level: Second
  • Area: 320
  • Dimensions: 20X16

Mud Room

  • Features: Flooring (Bamboo)
  • Level: Main
  • Area: 60
  • Dimensions: 6X10

Other

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 90
  • Dimensions: 10X9

Other

  • Level: Basement
  • Area: 144
  • Dimensions: 9X16

Recreation Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 640
  • Dimensions: 40X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0905126006
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced
  • Waterfront features: Pond

Lot

  • Lot size: 9,452 sqft
  • Features: Corner Lot
  • Lot size dimensions: 48X21X74X90X115

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$297$3,564
Property Taxes $1,407$16,884
Electricity $274$3,290
Total$5,896$70,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,148/yr
40% on housing$176,880/yr
45% on housing$157,226/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 60177$200
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60177$218
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-07-23Sold$535,000
2020-06-11Pending sale$550,000
2020-06-04Price change$550,000
2020-05-19Listed for sale$565,000
2014-08-07Listing removed$499,900
2014-08-07Listed for sale$499,900
2014-08-06Sold$485,000
2014-07-15Pending sale$499,900
2014-06-10Price change$499,900
2014-05-09Price change$514,900
2013-11-16Price change$519,900
2013-07-21Price change$539,000
2013-05-09Listed for sale$569,000
2012-11-14Sold$60,000
2012-09-30Listed for sale$70,000

For Sale by Agent

AgentMelissa Somone-Graham
BrokerageRE/MAX Suburban

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