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2030 Padua Dr, Elgin, IL, 60123

4beds
3baths
3,561sqft
$620,000
$174price/sqft
$4,811/moest. monthly cost
$192,440/yrincome needed

About This Home

Welcome to this impressive four-bedroom, 2.1-bath home in the desirable Tuscan Woods subdivision! A dramatic two-story foyer sets the tone, flowing seamlessly into the open two-story living room - creating a bright, airy first impression. The spacious family room opens directly to the kitchen, which is beautifully equipped with a double oven, an island with breakfast bar, tons of cabinet and counter space, and convenient outside access - perfect for everyday living and entertaining. A dedicated office on the main level offers an ideal work-from-home setup, while a half bath and laundry room add everyday convenience. Upstairs, a versatile loft overlooks the living room below, adding character and flexible living space. The primary suite is a true retreat, featuring a walk-in closet and a private ensuite with double sinks, a soaking tub, and a separate shower. Three additional bedrooms and a full bath complete the second floor, offering comfortable accommodations for the whole family. The unfinished basement provides excellent potential for future customization, while the backyard's brick paver patio offers a wonderful space for outdoor relaxation and entertaining.

Getting Around

22
WalkingCar-Dependent
26
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

4/10
3/10
Kimball Middle SchoolGrades 7-81.0 mi
3/10
Larkin High SchoolGrades PK,9-121.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Cooktop,Range Hood
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Eating Area

  • Features: Flooring (Ceramic Tile),Window Treatments (All)
  • Level: Main
  • Area: 135
  • Dimensions: 15X9

Family Room

  • Features: Flooring (Ceramic Tile),Window Treatments (All)
  • Level: Main
  • Area: 340
  • Dimensions: 20X17

Features

  • Walk-In Closet(s),Open Floorplan
  • Window features: Screens

Foyer

  • Features: Flooring (Ceramic Tile),Window Treatments (All)
  • Level: Main
  • Area: 180
  • Dimensions: 18X10

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Sep Heating Systems - 2+,Indv Controls,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 5,342
  • Total interior livable area: 3,561 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Granite Counters),Flooring (Ceramic Tile),Window Treatments (All)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Laundry

  • Features: Flooring (Ceramic Tile),Window Treatments (All)
  • Level: Main
  • Area: 49
  • Dimensions: 7X7

Living Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Loft

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (All),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Second
  • Area: 361
  • Dimensions: 19X19

Office

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0616204015
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 10,454 sqft
  • Features: Landscaped
  • Lot size dimensions: 80x130x80x130

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$277$3,324
Property Taxes $1,126$13,512
Electricity $273$3,286
Total$4,811$57,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,948/yr
40% on housing$144,330/yr
45% on housing$128,293/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 60123$140
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60123$209
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2010-01-19Sold$359,500

For Sale by Agent

AgentValerie Rivelli
BrokerageRE/MAX Top Performers

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