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1421 W Rainey Street, Ozark, MO, 65721

2beds
1baths
876sqft
$165,000
$188price/sqft
$1,177/moest. monthly cost
$47,080/yrincome needed

About This Home

Back on Market!Great opportunity for first time home buyers! This 2 bedroom 1 bath AND a 1 car garage half duplex gem is ready for your personal touch. It's transformation began with a new roof on 4/26 (after the storms). Floors have also been updated as well as fresh paint throughout the house. Great location and close to just about evertything Ozark. It's also great potential for a rental opportunity. Rental income is about $700-$1100 moth. Let's schedule a showing today!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
South Elementary SchoolGrades K-40.2 mi
8/10
Ozark Jr. High SchoolGrades 7-81.8 mi
8/10
Ozark High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater,Dishwasher
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 876

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 876
  • Total interior livable area: 876 sqft

Property

Details

  • Parcel number: 110834001001132000
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 3,920 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$108$1,296
Property Taxes $94$1,128
Electricity $141$1,693
Total$1,177$14,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,354/yr
40% on housing$35,310/yr
45% on housing$31,386/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 65721$186
Christian County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 65721$171
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Price change$165,000
2026-05-20Pending sale$169,900
2026-05-15Listed for sale$169,900
2014-04-08Listing removed$450
2014-01-10Listed for rent$450

For Sale by Agent

AgentVeronica Perez Tomanek
BrokerageEXP Realty LLC

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