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322 E Drive Street, Clever, MO, 65631

4beds
2baths
2,907sqft
$309,900
$107price/sqft
$2,194/moest. monthly cost
$87,760/yrincome needed

About This Home

Hard-to-find acreage, room to spread out, and a country feel - all while being close to schools, shopping, and everyday amenities. 1.4 acres inside city limits! This spacious nearly 3000 sq ft home sits on a double lot and offers the perfect blend of country living with city conveniences, including city water and sewer. Enjoy peaceful views, a large yard, fire pit area, and a versatile workshop/outbuilding with plenty of room for hobbies, storage, or projects.Inside, you'll find a flexible floor plan featuring two bedrooms and a full bath on the main level, along with a spacious kitchen offering ample cabinet and countertop space, a large pantry, and a flex room ideal for a breakfast nook, office, or hobby space.Upstairs are two oversized bedrooms and an additional full bath. Recent improvements include new siding in 2023 and fresh paint and new carpet downstairs in 2026. STORM SHELTER AND HOME WARRANTY INCLUDED!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Clever Elementary SchoolGrades PK-80.5 mi
7/10
Clever High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Permanent,Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Free-Standing Electric Oven,Exhaust Fan,Refrigerator,Disposal
  • Laundry features: Main Level,W/D Hookup

Bedroom1

  • Area: 442.2
  • Dimensions: 22 x 20.1

Bedroom2

  • Area: 317.4
  • Dimensions: 23 x 13.8

Bedroom4

  • Area: 112.5
  • Dimensions: 9 x 12.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Marble Counters,Tile Counters,Laminate Counters,Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Tile,Laminate
  • Attic: Access Only:No Stairs,Partially Floored
  • Finished area below ground: 0
  • Finished area above ground: 2,907

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 2,907
  • Total interior livable area: 2,907 sqft

Master Bedroom

  • Area: 199.5
  • Dimensions: 15 x 13.3

Property

Details

  • Parcel number: 090420004019002000

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Covered
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: City,Panoramic

Lot

  • Lot size: 1.40 Acres
  • Features: Acreage,Level,Landscaped
  • Lot size dimensions: 294 x 210

Parking

  • Total spaces: 4
  • Parking features: Parking Pad,Garage Faces Side,Garage Door Opener,Driveway,Parking Space
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$228$2,736
Property Taxes $178$2,136
Electricity $221$2,663
Total$2,194$26,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,222/yr
40% on housing$65,820/yr
45% on housing$58,506/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 65631$176
Christian County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 65631$169
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$309,900
2021-04-23Pending sale$264,900
2021-04-23Price change$264,900
2020-11-03Pending sale$140,000
2020-10-31Listed for sale$140,000
2014-02-02Listing removed$149,900
2013-08-29Price change$149,900
2013-07-20Listed for sale$155,000

For Sale by Agent

AgentAmanda E Merry
BrokerageMurney Associates - Primrose

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