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2309 S 12th Street, Ozark, MO, 65721

5beds
3baths
3,189sqft
$449,000
$141price/sqft
$3,066/moest. monthly cost
$122,640/yrincome needed

About This Home

Beautifully maintained 5 bed, 3 bath partially brick home located on a dead end street in Walnut Crossing. NEW ROOF installed less than a year ago! This home offers strong curb appeal and a functional & fun layout with vaulted ceilings and large windows that bring in natural light and create an open feel throughout the main living spaces. The main level includes REAL HARDWOODS throughout, a living room with a gas fireplace, open kitchen setting and a split floor plan with 2 guest bedrooms. The large primary suite offers a spacious retreat with a jetted tub, double vanity, and dual walk-in closets. The kitchen features abundant cabinet and counter space, with a large centered island and quartz countertops. Enjoy the shaded deck overlooking the fenced backyard with plenty of room for entertaining or relaxing. The finished lower level provides flexible space for a second living area, recreation or fitness, along with 2 more bedrooms, and an office area. Additional features include a storm room, John Deere Room, ceiling fans throughout, several areas with newer tile, large 2 car garage. Tucked into a quiet setting while still close to multiple parks, pools, green spaces, as well as the updated business park (Walmart, Aldi, 7Brew, etc) and also just down the road from the Historic Downtown--this is a well-rounded property in an excellent location.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
South Elementary SchoolGrades K-40.5 mi
6/10
Ozark Jr. High SchoolGrades 8-92.1 mi
8/10
Ozark High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Free-Standing Electric Oven,Microwave
  • Laundry features: Main Level,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Storage Space,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Quartz Counters,Internet - Cable,Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Walk-In Closet(s),Walk-in Shower,High Speed Internet
  • Window features: Tilt-In Windows,Double Pane Windows,Blinds,Shutters,Drapes
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Access Only:No Stairs,Partially Floored
  • Finished area below ground: 1,561
  • Finished area above ground: 1,628

Heating & Cooling

  • Heating features: Forced Air,Central,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,256
  • Total interior livable area: 3,189 sqft

Property

Details

  • Parcel number: 110834004013001017

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Wood

Lot

  • Lot size: 9,104 sqft
  • Features: Dead End Street
  • Lot size dimensions: 90 x 101.3

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$295$3,540
Property Taxes $258$3,096
Electricity $243$2,922
Total$3,066$36,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,120/yr
40% on housing$91,980/yr
45% on housing$81,760/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 65721$185
Christian County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 65721$171
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$499,900
2012-01-20Sold--

For Sale by Agent

AgentMikey Robertson
BrokerageAlpha Realty MO, LLC

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