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1714 Clearwater Circle, Ozark, MO, 65721

3beds
2baths
1,102sqft
$229,500
$208price/sqft
$1,583/moest. monthly cost
$63,320/yrincome needed

About This Home

Location, updates, and move-in ready charm all in one. This beautifully remodeled 3 bed, 2 bath Ozark home sits just minutes from Ozark High School and near the Chadwick Flyer Trail, offering both convenience and lifestyle in one of the area's most desirable locations. Tucked into a peaceful setting with mature trees and a spacious yard, this home gives you the feeling of privacy while still being close to town, schools, shopping, dining, and everything Ozark has to offer.Inside, you'll find a bright and refreshed interior with thoughtful updates throughout. Brand new 22 mil LVP flooring flows through the home, complemented by fresh paint, updated lighting, and modern fixtures that give the entire space a clean, elevated feel. The spacious living area opens effortlessly into the dining and kitchen spaces, creating a layout that feels both functional and inviting. The plumbing has all been updated to PEX and all new gutters have been installed. The kitchen has been beautifully updated with quartz countertops, stainless steel appliances including the refrigerator, updated fixtures, modern lighting, and rich wood cabinetry that adds warmth and character to the space.Both bathrooms have been fully remodeled with stunning tiled showers, updated vanities, modern gold fixtures, and designer-inspired finishes that make the spaces feel fresh, stylish, and luxurious. Additional updates throughout the home make this property truly move-in ready.Step outside to enjoy the back deck overlooking the large backyard, which is perfect for summer evenings, entertaining guests, letting pets play, or simply enjoying the peaceful setting. Whether you're looking for your first home, or simply wanting an updated home in an unbeatable Ozark location, this one offers the perfect blend of comfort, style, and convenience.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
Ozark Middle SchoolGrades 5-61.3 mi
6/10
Ozark Jr. High SchoolGrades 8-90.8 mi
8/10
Ozark High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Refrigerator,Electric Water Heater,Disposal
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Quartz Counters
  • Flooring: Luxury Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,102

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,102
  • Total interior livable area: 1,102 sqft

Property

Details

  • Parcel number: 110515003003006000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Rain Gutters

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 78.1 x 130

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,160$13,920
Home Insurance *$151$1,812
Property Taxes $131$1,572
Electricity $141$1,693
Total$1,583$18,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,274/yr
40% on housing$47,490/yr
45% on housing$42,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 65721$185
Christian County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 65721$171
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$229,500

For Sale by Agent

AgentEmily Nicole Essary
BrokerageMurney Associates - Primrose

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