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4501 N 16th St, Ozark, MO, 65721

3beds
2baths
2,206sqft
$349,900
$159price/sqft
$2,368/moest. monthly cost
$94,720/yrincome needed

About This Home

Located at 4501 N. 16th St., Ozark, Missouri, this inviting 3-bedroom, 2-bathroom home offers 2,209 square feet of comfortable living space on a generous .53-acre lot, complete with a 25x21 detached two-car garage. Step inside to a welcoming living room featuring vaulted ceilings and a cozy fireplace, creating the perfect space for relaxing or entertaining. The living area flows effortlessly into the kitchen, which offers granite countertops, an eat-at bar, and ample cabinetry for everyday convenience. Just off the kitchen, a large sunroom with multiple windows fills the home with natural light and provides a peaceful spot to unwind. The spacious primary suite features a tray ceiling, private ensuite bathroom, and a generous walk-in closet, while two additional bedrooms offer comfortable accommodations for family, guests, or a home office. Outside, the backyard invites you to create your own peaceful retreat with a tranquil water garden, ideal for enjoying quiet mornings or evening relaxation. The detached two-car garage provides excellent storage or workshop space and includes solar panels designed to help reduce electric costs.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
North Elementary SchoolGrades K-40.7 mi
6/10
Ozark Jr. High SchoolGrades 8-92.5 mi
8/10
Ozark High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Other - See Remarks
  • Roof: Gutters
  • Construction materials: Hard Board,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,206

Heating

  • Heating features: Fireplace(s)

Interior Area

  • Total structure area: 2,206
  • Total interior livable area: 2,206 sqft

Property

Details

  • Parcel number: 110210000000032000

Features

  • Patio & porch: Porch
  • Fencing: Privacy,Wood
  • Topography of land: Level

Lot

  • Lot size: 0.53 Acres
  • Features: Landscaped
  • Lot size dimensions: 160 x 145

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$230$2,760
Property Taxes $201$2,412
Electricity $168$2,021
Total$2,368$28,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,188/yr
40% on housing$71,040/yr
45% on housing$63,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 65721$185
Christian County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 65721$171
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-15Listed for sale$349,900

For Sale by Agent

AgentLiggett Squared Group, Joyce Liggett, PC
BrokeragePRO 100 Inc., REALTORS

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