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1300 E Bain Street, Ozark, MO, 65721

4beds
3baths
2,462sqft
$384,900
$156price/sqft
$2,608/moest. monthly cost
$104,320/yrincome needed

About This Home

County Charm, City Conveniences! This 4 BR, 3 BA, approx. 2,462 sq. ft. is situated on 3 level acres and is conveniently located in South Ozark! The thoughtfully designed living space that's perfect for both relaxation and entertaining. The heart of the home features an open floor plan connecting the Living Room with its cozy electric fireplace to a Kitchen boasting stainless steel appliances, quartz countertops, a center island, and convenient pantry storage. Need more space to spread out? The Sun Room or 2nd Living area with wood-burning stove provides the perfect spot for movie nights or quiet reading. The main level Primary Suite serves as your personal retreat, complete with a full Bathroom featuring an accessible walk-in shower, closet space, and direct access to the covered back patio. Separate heating, cooling, and water heater systems ensure year-round comfort and efficiency. Head up half a level to discover a second Primary Suite with walk-in shower, two additional Bedrooms, another full Bathroom and plenty of linen storage. The property includes a detached two-car garage with workshop space and storage shed for all your projects and hobbies. One acre of fencing provides security while maintaining that peaceful country atmosphere. The sellers are willing to include farming essentials like a tractor, landscaping tools, washer, and dryer to help jumpstart your hobby farm dreams. Recent updates include roof, heating and cooling systems, and water heaters. Located conveniently near shopping, and spots to enjoy the beauty of the Ozarks, you'll enjoy easy access to amenities while savoring the tranquility of country living. This is one you won't want to miss!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
South Elementary SchoolGrades K-41.2 mi
6/10
Ozark Jr. High SchoolGrades 8-92.1 mi
8/10
Ozark High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Free-Standing Electric Oven,Dryer,Washer,Microwave,Refrigerator,Electric Water Heater,Disposal
  • Laundry features: Main Level,Laundry Room,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Walk-in Shower,High Speed Internet
  • Door features: Storm Door(s)
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace features: Living Room,Two or More,Electric
  • Fireplace: Yes
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,462

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,462
  • Total interior livable area: 2,462 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Washer/Dryer,Accessible Kitchen,Accessible Full Bath,Accessible Entrance,Accessible Doors,Accessible Common Area,Accessible Closets,Accessible Central Living Area

Details

  • Parcel number: 110735001004016000

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Rain Gutters,Garden
  • Fencing: Partial,Chain Link

Lot

  • Lot size: 3 Acres
  • Features: Acreage,Cleared,Level,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage Faces Side,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$253$3,036
Property Taxes $221$2,652
Electricity $188$2,256
Total$2,608$31,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,417/yr
40% on housing$78,240/yr
45% on housing$69,546/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 65721$185
Christian County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 65721$171
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$384,900

For Sale by Agent

AgentHaley R Gillespie
BrokerageMurney Associates - Primrose

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