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28 Cliff View Dr, Cerrillos, NM, 87010

2beds
1baths
1,240sqft
$249,900
$202price/sqft
$1,694/moest. monthly cost
$67,760/yrincome needed

About This Home

Off-the-grid gem, handyman special, nestled in the serene landscapes of Cerrillos! This expansive 24.6-acre property offers a unique opportunity for those seeking tranquility and stunning natural beauty. With breathtaking views that stretch across the horizon, this off-grid retreat is perfect for nature lovers and those looking to escape the hustle and bustle of city life. The cozy 1,240 square foot home features two inviting bedrooms, providing ample space for relaxation and rejuvenation. While the bathroom and kitchen are currently unfinished, this presents a fantastic opportunity for you to customize and create your dream oasis. The property is equipped with a private well and septic system, ensuring your self-sufficient lifestyle in this picturesque setting. Though the home requires some work, the potential is immense. Imagine transforming this space into your ideal sanctuary, surrounded by the captivating beauty of the New Mexico landscape. Whether you envision a rustic retreat, an artist's haven, or a peaceful family getaway, 28 Cliff View is brimming with possibilities. Don’t miss your chance to own a slice of paradise in Cerrillos. Embrace the opportunity to create your dream home in a location that offers both privacy and stunning views. Schedule a visit today and let your imagination run wild! Offered "as is."

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Milagro Middle SchoolGrades 7-823.3 mi
--
Santa Fe EngageGrades 9-1220.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Permanent,Slab
  • Roof: Metal,Pitched
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northern New Mexico
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Interior Steps
  • Flooring: Brick,Tile

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 1,240 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 76008566
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Horses can be raised: Yes
  • Living area range: 1,001-1,250

Lot

  • Lot size: 24.30 Acres

Parking

  • Total spaces: 10
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$167$2,004
Property Taxes $116$1,392
Electricity $148$1,780
Total$1,694$20,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,080/yr
40% on housing$50,820/yr
45% on housing$45,173/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 87010$236
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87010$303
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Price change$299,000
2026-03-16Price change$320,000
2025-11-21Price change$325,000
2025-07-26Price change$338,000
2025-06-25Price change$343,000
2025-06-02Price change$348,000
2025-05-10Listed for sale$349,000
2013-08-06Sold--
2010-09-28Sold--

For Sale by Agent

AgentZachary H. Hubby
BrokerageColdwell Banker Mountain Prop

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