23 Camino Cerro Chato, Cerrillos, NM, 87010
About This Home
Thoughtfully designed and consciously placed, this off-grid straw bale home sits on approximately 10 acres in the Cerrillos/Madrid area, positioned to take full advantage of sweeping mountain views, privacy, and easy access. Located less than a quarter mile from Highway 14, the property offers a rare combination of seclusion and convenience. The main residence offers two bedrooms and a sunroom, high ceilings, abundant natural light, and an open, inviting layout. Interior details include teak and concrete flooring, an open kitchen, generous storage, and a large, well-lit bathroom. The home is served by a private well and septic system and is powered by its own PV solar system, designed for efficient off-grid living. A separate 800+/- sq ft artist’s studio/barn adds exceptional versatility. The structure includes a full loft, a large sauna, brick flooring, oversized double doors opening to a secluded brick patio, and a viewing deck. This building offers flexible studio, workshop, or storage space and significant potential for future enhancement. The land is partially fenced and extends across Camino Cerro Chato, providing added privacy and multiple view corridors. Additional features include a horse pen and run-in shed, multiple outdoor seating areas that take in the surrounding landscape, and select furnishings, carpets, and tools that may convey with the sale. This is a distinctive property well-suited for buyers seeking privacy, creative space, and a sustainable lifestyle in one of Santa Fe County’s most compelling high-desert settings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Roof: Metal,Pitched
- Construction materials: Frame,Metal Siding,Stucco,Straw
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Gas Water Heater,Oven,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Interior Steps,Sauna
- Flooring: Brick,Concrete,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Passive Solar,Propane Stove,Radiant,Wood Stove
- Cooling features: None
Interior Area
- Total structure area: 2,240
- Total interior livable area: 2,240 sqft
Property
Accessibility
- Accessibility features: Not ADA Compliant
Details
- Parcel number: 078402647
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Living area range: 1,251-1,500
Lot
- Lot size: 10 Acres
Parking
- Total spaces: 8
- Parking features: RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Fe County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance * | $378 | $4,536 |
| Property Taxes | $257 | $3,084 |
| Electricity | $159 | $1,911 |
| Total | $3,650 | $43,800 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-09 | Listed for sale | $595,000 |
View on Zillow