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4472 River Rd., Winnsboro, SC, 29180

5beds
6baths
5,124sqft
$985,000
$192price/sqft
$5,987/moest. monthly cost
$239,480/yrincome needed

About This Home

This Lake Wateree waterfront home with Private Boat Dock is the perfect spot for friends and family to enjoy Lake Life! Situated on 1.3 acres this 5 bedroom luxury, lakefront home is a great investment that has so much to offer. This gorgeous home comes fully furnished and features an ELEVATOR that can access all 3 floors. The first level boasts beautiful hardwood flooring, bedroom with lake views and a full bath complete with clawfoot tub perfect for relaxing in after a long day on the lake. Not only does this level have a picture perfect front porch complete with rockers but it also has a back porch with slate tile. Perfect for those lazy evenings at the lake. The second level has an open floorplan perfect for entertaining showcasing both hardwood flooring and tile. The kitchen showcases cherry cabinets with granite countertops, stainless appliances and a kitchen island. Views of the lake can be enjoyed from almost every angle. Off from the kitchen and dining area is a large screened porch and a sunroom perfectly situated for sipping your morning coffee while enjoying the sunrise on the lake. In addition there is a bonus room with full bath and closet perfect for a second master bedroom or playroom. The third level is complete with master bedroom, his and her walk-in closets, spacious bath with double vanity, garden tub and tiled shower. In addition this level has three lovely bedrooms, linen closet, full bath and laundry room. A wired workshop provides plenty of storage. Tons of fun days ahead fishing off the gazebo, and enjoying the covered boat dock. HVAC systems have been recently replaced. Come see this beautiful property!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

1/10
Fairfield Elementary SchoolGrades PK-613.1 mi
5/10
Fairfield Middle SchoolGrades 7-813.2 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2011

Materials

  • Foundation: Crawlspace
  • Construction materials: Brick Veneer,Masonry,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Range Hood,Dryer,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Family Room

  • Features: Ceiling Fan(s),Fireplace

Features

  • Attic,Ceiling Fan(s),Dual Sinks,Elevator,Elevator Shaft,Furnished,Garden Tub/Roman Tub,Pull Down Attic Stairs,Permanent Attic Stairs,Separate Shower,Walk-In Closet(s),Window Treatments,Breakfast Bar,Bedroom on Main Level,Entrance Foyer,Kitchen Island,Stainless Steel Appliances,Solid Surface Counters,Workshop
  • Window features: Window Treatments
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Attic: Pull Down Stairs,Permanent Stairs

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,214
  • Total interior livable area: 5,124 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Exhaust Fan,Kitchen Island,Pantry,Stainless Steel Appliances,Solid Surface Counters

Living Room

  • Features: Ceiling Fan(s),Fireplace

Master Bathroom

  • Features: Dual Sinks,Garden Tub/Roman Tub,Separate Shower

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)

Other

  • Features: Bedroom on Main Level,Entrance Foyer,Game Room,Utility Room,Workshop

Property

Details

  • Parcel number: 0950201025000
  • Zoning: R1
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Rear Porch,Front Porch,Patio,Porch,Screened
  • Exterior features: Dock,Fence,Porch,Patio,Storage
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 1.38 Acres
  • Features: 1 or More Acres,Irregular Lot,Lake Front,Pond on Lot

Parking

  • Total spaces: 5
  • Parking features: Attached,Garage,Two Car Garage,Boat,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Fairfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,980$59,760
Home Insurance *$154$1,848
Property Taxes $361$4,332
Electricity $492$5,912
Total$5,987$71,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,268/yr
40% on housing$179,610/yr
45% on housing$159,653/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 10.2%
10.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 29180$236
Fairfield County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 29180
Fairfield County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$995,000
2026-01-01Listing removed$986,000
2024-04-19Listed for sale$986,000
2024-02-01Listing removed--
2022-05-02Listed for sale$978,000
2022-03-19Listing removed--
2021-09-09Listed for sale$939,900
2011-06-30Sold$345,000

For Sale by Agent

AgentDianne H Dennis
BrokerageEXP Realty LLC

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