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110 Groves Way, Port Ludlow, WA, 98365

3beds
4baths
3,460sqft
$1,299,900
$376price/sqft
$7,869/moest. monthly cost
$314,760/yrincome needed

About This Home

Rare waterfront opportunity in Port Ludlow! Set on 5.9 private acres with frontage on Hood Canal, this stunning 3,460 SF home offers breathtaking views of Mount Rainier, the canal, and surrounding natural beauty. Built in 2013 and thoughtfully updated with a new kitchen, siding, expansive deck, hot tub, propane range, and mini-splits for comfort, this home blends modern upgrades with rustic Northwest living. The light-filled main level features an open layout with with conveniently located washer/dryer in the pantry for everyday ease. Second floor with huge loft/bonus space with a stunning view of Mount Rainier and Hood Canal, second primary bedroom with large closet and 3/4 en suite bath. Daylight basement offers a separate entrance and full kitchen—ideal for an ADU, guest suite, or income-generating opportunity. Outdoor living shines with beach access, firepit, water feature, and multiple spaces to relax or entertain while taking in the scenery. Ample covered parking with two carports accommodates up to 6 vehicles, plus additional storage with a detached shed. A rare combination of acreage, waterfront, views, and versatility—this is Pacific Northwest living at its finest!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
4/10
Chimacum High SchoolGrades 7-1213.8 mi
--

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Log,Stone,Wood Siding

Notable Dates

  • Major remodel year: 2013

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Stry w/Bsmt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Loft,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Engineered Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Stove/Free Standing,Electric,Propane,Wood
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,460
  • Total interior livable area: 3,460 sqft

Kitchen With Eating Space

  • Level: Main

Kitchen Without Eating Space

  • Level: Lower

Living Room

  • Level: Main

Living Room

  • Level: Lower

Master Bedroom

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Lower

Rec Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 721194012
  • Zoning: RR-5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Second Kitchen,Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Loft,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has spa: Yes
  • Has view: Yes
  • View description: Canal,Territorial
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Low Bank,Canal Front,Saltwater,Sound
  • Frontage length: Waterfront Ft: 360
  • Topography of land: Level,Partial Slope,Sloped,Steep Slope
  • Residential vegetation: Wooded

Lot

  • Lot size: 5.93 Acres
  • Features: Dead End Street,Secluded,Value In Land,Cabana/Gazebo,Deck,Hot Tub/Spa,Outbuildings,Patio,Propane,RV Parking

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,RV Parking
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Jefferson County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$288$3,456
Property Taxes $772$9,264
Electricity $236$2,840
Total$7,869$94,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,794/yr
40% on housing$236,070/yr
45% on housing$209,840/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 98365$312
Jefferson County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 98365
Jefferson County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Listed for sale$1,449,900
2021-03-24Listing removed--
2020-10-16Sold$890,000
2020-10-05Pending sale$940,000
2020-08-14Listed for sale$940,000
2019-07-26Sold$745,000
2019-06-17Pending sale$745,000
2019-04-21Listed for sale$745,000
2019-04-10Pending sale$745,000
2019-03-04Listed for sale$745,000

For Sale by Agent

AgentJames R. Shute, Designed Realty
BrokerageDesigned Realty

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