See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 Jackson Lane, Port Ludlow, WA, 98365

4beds
3baths
3,745sqft
$1,199,000
$320price/sqft
$7,309/moest. monthly cost
$292,360/yrincome needed

About This Home

Discover a stunning view home in Port Ludlow capturing breathtaking 160° panoramic views of Admiralty Inlet, Puget Sound and the Cascade Mountains. This architecturally inspired residence blends artistic design with everyday comfort, featuring vaulted ceilings, engineered hardwood floors, and expansive walls of windows that flood the home with natural light and showcase unforgettable sunrise vistas. The chef’s kitchen is a showpiece with a one of a kind live-edge breakfast bar, built-in live-edge wine bar, and seamless flow to the dining area and covered deck—perfect for year-round indoor-outdoor entertaining. The main-level primary suite offers a private retreat with custom art feature wall, its own secluded deck, en-suite with soaking tub, tiled walk-in shower & heated floors. The lower-level walk-out basement is ideal for multi-generational living, guests, or flexible use, featuring two additional bedrooms, a spacious living room, wet and dry bar, and an updated bathroom. The private over-the-edge home theater with comfy seating and surround sound creates an exceptional entertainment experience! Settle in for the drama! Outside, enjoy easy-care landscaping, multiple view decks & built-in firepit—perfect for relaxing under the stars. Located in the heart of Port Ludlow, this home offers a rare combination of luxury, privacy, and Pacific Northwest lifestyle with world-class views, outdoor recreation, marina access, private club, and nearby golf amenities.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
4/10
Chimacum High SchoolGrades 7-126.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1978

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Lower

Den Office

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s),High Tech Cabling,Pantry
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Engineered Hardwood,Laminate,Marble,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Fireplace Insert,Forced Air,Heat Pump,Electric,Wood
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 3,745
  • Total interior livable area: 3,745 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Lower

Rec Room

  • Level: Lower

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 990600337
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,High Tech Cabling,Pantry,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar,Wine/Beverage Refrigerator
  • Has view: Yes
  • View description: Bay,Canal,See Remarks,Sound
  • Has water view: Yes
  • Water view: Bay,Canal,Sound
  • Topography of land: Level,Partial Slope,Terraces
  • Residential vegetation: Brush,Garden Space

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot,Cul-De-Sac,Dead End Street,Drought Resistant Landscape,Paved,Cable TV,Deck,High Speed Internet,Outdoor Fireplace,Patio,Propane,Shop

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Earthquake
Winter Weather
Coastal Flooding
Ice Storm

FEMA Declared Disasters in Jefferson County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$266$3,192
Property Taxes $725$8,700
Electricity $256$3,073
Total$7,309$87,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,594/yr
40% on housing$219,270/yr
45% on housing$194,906/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 98365$315
Jefferson County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 98365
Jefferson County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$1,435,000
2020-03-18Sold$542,000
2019-12-12Pending sale$550,000
2019-11-18Price change$550,000
2019-10-31Listed for sale$575,000
2019-09-16Pending sale$575,000
2019-07-31Price change$575,000
2019-07-14Listed for sale$625,000

For Sale by Agent

AgentJamie Jensen, John L. Scott Port Ludlow
BrokerageJohn L. Scott Port Ludlow

Similar Homes