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132 Goliah Lane, Port Ludlow, WA, 98365

3beds
2baths
1,336sqft
$549,900
$412price/sqft
$3,480/moest. monthly cost
$139,200/yrincome needed

About This Home

Great North Bay Community 3-bedroom rambler on .42 acre backs up to private greenbelt Roomy main floor living with spacious updated gourmet kitchen, stainless steel appliance, counters, garbage disposal, woodstove flooring, bathrooms, hot water heater and more all done in last 4 years Fenced back yard, roomy deck, dog run backs up to greenbelt and walking trails. Garage offers custom vented floors and ceiling fan Community amenities of the Beach Club, tennis, Pickel ball, workout room, indoor /outdoor Pools, beach access and hiking

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
4/10
Chimacum High SchoolGrades 7-126.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2005

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Entry Hall

  • Level: Main

Features

  • Flooring: Engineered Hardwood,Vinyl,Carpet
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,336
  • Total interior livable area: 1,336 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Garage

Property

Details

  • Parcel number: 990602104
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope

Lot

  • Lot size: 0.42 Acres
  • Features: Deck,Fenced-Partially

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Earthquake
Winter Weather
Coastal Flooding
Ice Storm

FEMA Declared Disasters in Jefferson County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$122$1,464
Property Taxes $429$5,148
Electricity $149$1,793
Total$3,480$41,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,314/yr
40% on housing$104,400/yr
45% on housing$92,800/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 98365$319
Jefferson County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 98365
Jefferson County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$564,900
2026-05-01Listed for sale$575,000
2023-02-10Sold$529,900
2023-01-11Pending sale$529,900
2022-12-02Price change$529,900
2022-10-31Listed for sale$559,000
2021-11-15Sold$525,000
2021-10-13Pending sale$485,000
2021-10-06Listed for sale$485,000
2017-03-28Sold$229,000
2016-12-08Sold$235,000

For Sale by Agent

AgentMichelle R Girard
BrokerageColdwell Banker Bain

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