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10 S Chandler Court #B, Pt Ludlow, WA, 98365

2beds
3baths
1,610sqft
$525,000
$326price/sqft
$3,246/moest. monthly cost
$129,840/yrincome needed

About This Home

NEXT REASONABLE OFFER WILL BE GREATLY CONSIDERED! Welcome to a home in the picturesque Inner Harbor, a short stroll to the waterfront, the Bay Club, and miles of trails right on your doorstep. This condo/townhouse has a wonderful floor plan: the main level features a primary suite with a large walk-in closet, a spacious kitchen with dual ovens, pantry, and eating nook, plus an open dining and living area with a wood fireplace with access to a private, weather-resistant large deck. The home was completely remodeled in 2020. Newer windows, skylights, and vaulted ceilings fill the home with natural light. The upstairs offers an airy loft/flex room and a guest ensuite with a full bath and views into the woods. The laundry room connects to an oversized two-car garage with just one step in. Lovely native landscaping surrounds this home. Fully sprinklered, and with landscaping maintenance covered under your HOA fees, it looks beautiful all year around. The condo has a new roof, new carpet, and newly epoxied garage floors; it sits on one of the largest lots in the neighborhood. This community has everything you need to stay active: a woodworking shop, Auditorium, indoor pool, gym, clubhouse with nearby golf, tennis, pickleball, marina and scenic trails. Don't miss one of the best condos in the Inner Harbor! Up to 2 percent SELLER'S CREDIT towards buyer's closing costs.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
5/10
Chimacum High SchoolGrades 7-127.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1991

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1991

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks,1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Trash Compactor,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Loft
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Wood
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 1,610
  • Total interior livable area: 1,610 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 961600802
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Loft,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 1,720 sqft
  • Features: Dead End Street,Paved,Athletic Court,Cable TV,Deck,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Jefferson County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$116$1,392
Property Taxes $327$3,924
Electricity $149$1,793
Total$3,246$38,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,291/yr
40% on housing$97,380/yr
45% on housing$86,560/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 98365$319
Jefferson County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 98365
Jefferson County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Price change$525,000
2026-07-10Listed for sale$545,000
2022-03-03Sold$490,000
2021-05-26Sold$450,000
2020-10-05Sold$415,000
2012-10-09Sold$190,000

For Sale by Agent

AgentGina Johnston
BrokerageWindermere R.E Port Ludlow

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