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20 Shorecrest Court, Port Townsend, WA, 98368

3beds
3baths
1,885sqft
$735,000
$390price/sqft
$4,409/moest. monthly cost
$176,360/yrincome needed

About This Home

This gracious single-level home on a shy half-acre corner lot in the beautiful Kala Point community blends elegance with comfort. The inviting living room features high ceilings with a wall of windows overlooking the private back yard. French doors lead from the dining room onto the large deck, perfect for summer gatherings. The distinctive Russian fireplace adds warmth and character. The spacious chef's kitchen with bar seating and complementary breakfast room was recently enhanced with a six-burner propane stove, exhaust hood, and new refrigerator. The primary bedroom suite features an attractive bathroom with double vanity, walk-in shower, under-cabinet lighting, and heated towel racks. Two additional bedrooms are located on opposite sides of the home for flexible usage alternatives. Convenient laundry room with utility sink. All flooring throughout the home is hardwood, tile, or cork; no carpeting. The cavernous garage space is a huge bonus and includes multiple storage areas and workshop options. Spacious garden shed, outside storage closet and wood storage area. The home is located in a peaceful area within the neighborhood just steps from trails that lead to the adjoining Fort Townsend State Park. Kala Point amenities include a private sandy beach, pool, hot tub, clubhouse, pickleball & tennis courts, and secured parking area for RVs/trailers/boats. Come visit this wonderful move-in ready home today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Earthquake
Winter Weather
Coastal Flooding
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Jefferson County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$146$1,752
Property Taxes $398$4,776
Electricity $149$1,793
Total$4,409$52,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,165/yr
40% on housing$132,270/yr
45% on housing$117,573/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 98368$284
Jefferson County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 98368
Jefferson County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentEllen Niemitalo
BrokerageColdwell Banker Best Homes

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