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108 Main St, Kempton, IL, 60946

4beds
1baths
1,728sqft
$22,000
$13price/sqft
$305/moest. monthly cost
$12,200/yrincome needed

About This Home

Build your dream home from the ground up! The majority of this property has been taken down to the studs, offering a clean slate for your vision and design. Whether you're an investor, contractor, or buyer ready to customize every detail, this home provides the perfect foundation to bring it back to its former glory. Endless potential awaits-finish it your way and create something truly special. Room sizes are estimates not guarantees. Sold as - is. All personal property remains with the sale. No utilities are currently active and seller will not activate them for inspections. No guarantee on the working condition of any of the mechanicals.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Tri Point Elementary SchoolGrades PK-312.8 mi
7/10
5/10
Tri-Point High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 56
  • Dimensions: 8X7

Bedroom3

  • Level: Second
  • Area: 56
  • Dimensions: 8X7

Bedroom4

  • Level: Second
  • Area: 56
  • Dimensions: 8X7

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 299
  • Dimensions: 13X23

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,728 sqft

Laundry

  • Level: Main
  • Area: 64
  • Dimensions: 8X8

Living Room

  • Level: Main
  • Area: 299
  • Dimensions: 13X23

Master Bedroom

  • Level: Second
  • Area: 56
  • Dimensions: 8X7

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 02020620300400
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: 132 x 131

Parking

  • Total spaces: 2
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $111$1,332
Home Insurance *$29$348
Property Taxes $33$396
Electricity $132$1,594
Total$305$3,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$10,457/yr
40% on housing$9,150/yr
45% on housing$8,133/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$13This listing

vs Other Active Listings

Avg $/sqft

ZIP 60946$589
Ford County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 60946
Ford County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$22,000
2023-07-18Listing removed--
2023-05-03Listed for sale$18,000
2022-11-11Listing removed--
2022-08-13Price change$18,000
2022-05-24Listed for sale$25,000
2022-02-15Listing removed--
2021-11-17Listed for sale$35,000
2021-09-23Sold$10,000
2021-08-12Price change$45,000
2021-08-01Price change$55,000
2021-07-14Price change$75,000
2021-06-18Listed for sale$20,000
2021-05-12Listing removed--
2021-05-07Listed for sale$15,000
2021-04-24Listing removed--
2021-04-23Price change$13,500
2021-04-22Price change$15,500
2021-04-21Price change$14,500
2021-04-19Listed for sale$20,000
2021-01-26Sold$8,000

For Sale by Agent

AgentCheyenne Khounnha
BrokerageLandmark Realty of Illinois LLC

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