See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

404 Oak Dr, Roberts, IL, 60962

4beds
4baths
2,727sqft
$154,900
$57price/sqft
$1,393/moest. monthly cost
$55,720/yrincome needed

About This Home

This spacious 4-bedroom, 4 bath home offers a rare opportunity to create your dream property on 2.72 acres. Nestled on a beautiful lot with mature woods in the rear, the setting offers both privacy and natural charm. If you are looking for space, this home has over 2,700 sq ft on the main level with a full unfinished basement. The property will be sold as - is, requiring repairs and updates, making it an ideal project for investors, renovators, or buyers looking to customize a home to their vision. In need of some renovation, this property offers a rare chance to reimagine a home with exceptional space, character, and views.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
3/10

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Bedroom3

  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Bedroom4

  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 272
  • Dimensions: 17X16

Features

  • Number of fireplaces: 2
  • Fireplace features: Living Room,Basement
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane
  • Cooling features: None

Interior Area

  • Total structure area: 5,402
  • Total interior livable area: 2,727 sqft

Kitchen

  • Level: Main
  • Area: 204
  • Dimensions: 12X17

Laundry

  • Level: Main
  • Area: 25
  • Dimensions: 5X5

Living Room

  • Level: Main
  • Area: 640
  • Dimensions: 40X16

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 360
  • Dimensions: 24X15

Office

  • Level: Main
  • Area: 104
  • Dimensions: 13X8

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 05071645400100
  • Zoning: SINGL
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 2.72 Acres
  • Lot size dimensions: 121x91x121x91

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$165$1,980
Property Taxes $236$2,832
Electricity $209$2,517
Total$1,393$16,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,760/yr
40% on housing$41,790/yr
45% on housing$37,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 60962$38
Ford County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 60962
Ford County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$169,900

For Sale by Agent

AgentAngela Roderick
BrokerageKELLER WILLIAMS-TREC

Similar Homes