See other homes in:

About This Home

Great opportunity for investors or first-time home buyers! Located in the quiet community of Sibley, 105 W Columbus St offers small-town living with plenty of potential to make it your own. This property includes an additional lot as well, creating added value and future possibilities. Whether you're looking to expand your rental portfolio, purchase your first home, or invest in a property with extra space and opportunity, this one is worth a look! Convenient location with easy access to local amenities and nearby communities.

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

5/10

Gibson City-Melvin-Sibley Elementary SchoolGrades PK-57.7 mi

8/10

Gcms Middle SchoolGrades 6-87.4 mi

7/10

GCMS High SchoolGrades 9-127.8 mi

Construction

Condition

Year built: 1946

Materials

Construction materials: Wood Siding

Type & Style

Home type: SingleFamily
Architectural style: Ranch
Property subType: Single Family Residence

Interior

Basement

Has basement: Yes
Basement: Unfinished,Crawl Space,Partial

Bedroom2

Level: Main
Area: 135
Dimensions: 15X9

Bedrooms & Bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Dining Room

Features: Flooring (Hardwood)
Level: Main
Area: 210
Dimensions: 15X14

Heating & Cooling

Heating features: Natural Gas,Forced Air
Cooling features: Central Air,Window Unit(s)

Interior Area

Total structure area: 1,086
Total interior livable area: 890 sqft

Kitchen

Level: Main
Area: 168
Dimensions: 12X14

Living Room

Features: Flooring (Carpet)
Level: Main
Area: 210
Dimensions: 15X14

Master Bedroom

Level: Main
Area: 135
Dimensions: 15X9

Property

Accessibility

Accessibility features: No Disability Access

Details

Parcel number: 08053510401500
Zoning: SINGL
Special condition: None

Features

Stories: 1

Lot

Lot size: 0.85 Acres
Lot size dimensions: 150 x 248

Parking

Total spaces: 2
Parking features: Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveRelatively High
Strong WindRelatively High
DroughtModerate
HailModerate
Inland FloodingModerate
TornadoModerate
Winter WeatherModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Illinois Counties

Flood

Other

Severe Storm

Straight Line Winds

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$278	$3,336
Home Insurance *	$58	$696
Property Taxes	$83	$996
Electricity	$130	$1,569
Total	$549	$6,588

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$21,960/yr

35% on housing$18,822/yr

40% on housing$16,470/yr

45% on housing$14,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered

Wildfire

Add-on available

Hail

Wind

Visit Website →

Current Policies

Residential: 1,961Commercial: 62

Total Premiums$4.35M

Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%

12.7%

0%30.0%

Electricity Growth Rate10-year average: 5.5%

5.5%

0%15.0%

Property Taxes Growth Rate2-year average: 2.7%

2.7%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 61773—

Ford County$137

vs Homes Sold Last Month

Median $/sqft