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217 S State St, Gibson City, IL, 60936

3beds
2baths
1,208sqft
$170,000
$141price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

Completely remodeled and move-in ready, this home offers the perfect blend of modern updates and everyday comfort! Step inside to discover a beautifully refreshed interior with stylish finishes and thoughtful improvements throughout. The main level features a spacious primary bedroom with a large closet and an attached full bathroom, providing convenient single-level living. Upstairs, you'll find two additional bedrooms, offering flexibility for family, guests, or a home office. Major improvements include new siding, windows, electrical, and plumbing, allowing the next owner to enjoy the benefits of extensive renovations without the hassle of tackling major projects. The backyard is partially fenced and includes alley access, offering the opportunity to add a garage in the future if desired. Located close to downtown amenities, this home is an excellent opportunity for buyers seeking a move-in-ready property with significant updates already completed. Schedule your private showing today.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
Gcms Middle SchoolGrades 6-81.2 mi
7/10
GCMS High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1892

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Crawl Space,Partial

Bedroom2

  • Level: Second
  • Area: 130
  • Dimensions: 10X13

Bedroom3

  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Main
  • Area: 88
  • Dimensions: 8X11

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,208
  • Total interior livable area: 1,208 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Laundry

  • Level: Main
  • Area: 65
  • Dimensions: 5X13

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 09111133100400
  • Special condition: None

Features

  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 8,000 sqft
  • Lot size dimensions: 50 X 160

Parking

  • Total spaces: 2
  • Parking features: Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$183$2,196
Property Taxes $259$3,108
Electricity $130$1,569
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 60936$91
Ford County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 60936
Ford County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$165,000
2026-07-06Listed for sale$170,000
2023-10-17Sold$130,500
2023-09-18Contingent$129,000
2023-09-15Listed for sale$129,000
2021-01-08Sold$22,500
2019-04-07Listing removed$58,900
2018-10-11Price change$58,900
2018-09-14Listed for sale$64,000

For Sale by Agent

AgentAngela Roderick
BrokerageKELLER WILLIAMS-TREC

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