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106 Lakeview Dr, Gibson City, IL, 60936

4beds
3baths
2,304sqft
$209,900
$91price/sqft
$1,784/moest. monthly cost
$71,360/yrincome needed

About This Home

Welcome to this inviting 4 bedroom, 2.5 bath ranch nestled in a private Gibson City subdivision on over an acre with exclusive lake access. Offering both comfort and space, this home features a bright and spacious living room, an eat-in kitchen perfect for gathering, and a separate family room that provides additional space for relaxing or entertaining. The primary suite includes its own private full bath, creating a peaceful retreat. Outside, you'll love the expansive backyard-complete with a patio area ideal for outdoor dining and beautiful mature trees that provide shade, privacy, and charm. Recent updates include carpet, jetted tub (2025), sump pump (2025), septic (2020) and roof (2025). Enjoy the tranquility of lake living with the convenience of nearby amenities in this exceptional property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Gcms Middle SchoolGrades 6-83.1 mi
7/10
GCMS High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 198
  • Dimensions: 11X18

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 240
  • Dimensions: 12X20

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s)
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Starter,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Dual

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 30
  • Dimensions: 5X6

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 552
  • Dimensions: 24X23

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 368
  • Dimensions: 16X23

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 09112422801500
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 1.39 Acres
  • Lot size dimensions: 310x196

Parking

  • Total spaces: 2
  • Parking features: Concrete,Gravel,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$226$2,712
Property Taxes $320$3,840
Electricity $177$2,126
Total$1,784$21,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,165/yr
40% on housing$53,520/yr
45% on housing$47,573/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 60936$100
Ford County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 60936
Ford County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$229,000
2026-03-23Price change$249,000
2026-01-29Price change$259,999
2025-12-04Listed for sale$270,000
2019-06-01Listing removed$139,900
2018-09-27Price change$139,900
2018-06-07Listed for sale$149,900
2013-06-13Listing removed$164,900
2012-07-13Listed for sale$164,900

For Sale by Agent

AgentRyan Dallas
BrokerageRYAN DALLAS REAL ESTATE

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