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12834 179th St, Kimball, MN, 55353

1beds
1baths
880sqft
$319,000
$363price/sqft
$2,202/moest. monthly cost
$88,080/yrincome needed

About This Home

Your quintessential Minnesota seasonal A-frame cabin awaits! Conveniently located within an easy drive of St. Cloud and the Twin Cities metro area, this charming lakeside retreat offers the peaceful getaway you've been searching for. Nestled on a quiet lake, you'll enjoy the simple pleasures of cabin life with stunning sunrises, colorful sunsets, and serene water views. The oversized lot provides plenty of space for outdoor activities and offers room to add a toy shed for all your recreational gear. Spend your days relaxing by the included firepit, kayaking, canoeing, or casting a line for trophy largemouth bass. With gentle, easy access to the lake just steps from the cabin, enjoying the waterfront couldn't be more convenient. If you're looking for a low-maintenance cabin that captures the true essence of Minnesota lake living, this is the perfect place to create lasting memories. Dock, storage shed, and push lawn mower are included. Just bring your boat and fishing poles. Move in ready! Quick Closing possible.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Kimball Elementary SchoolGrades PK-56.2 mi
9/10
Kimball SecondaryGrades 6-125.9 mi

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Refrigerator
  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Upper
  • Area: 323
  • Dimensions: 19 x 17

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12 x 9

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12 x 9

Features

  • Finished area below ground: 0
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 8 x 10

Living Room

  • Level: Main
  • Area: 108
  • Dimensions: 12 x 9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20119540000
  • Zoning description: Other,Residential-Single Family
  • Foundation area: 640

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10)
  • Frontage length: Water Frontage: 186

Lot

  • Lot size: 1.40 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 180 x 296 x 201 x 261.79

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Lightning

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$226$2,712
Property Taxes $193$2,316
Electricity $170$2,050
Total$2,202$26,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,497/yr
40% on housing$66,060/yr
45% on housing$58,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 55353$145
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 55353$161
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$319,000
2026-06-20Listed for sale$329,000
2006-09-15Sold$219,000

For Sale by Agent

AgentPaul Eisenschenk
BrokerageDane Arthur Real Estate Agency

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