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20225 Langevin Dr, Richmond, MN, 56368

2beds
1baths
1,200sqft
$449,000
$374price/sqft
$3,079/moest. monthly cost
$123,160/yrincome needed

About This Home

Renew, rejuvinate and live your best life on the lake! Newly built in 2023, everything is in fantastic condition. This beautiful 2 bed, 1 bath cabin with private septic and well, is built on a 1.38 acre pristine waterfront private parcel. Warm and inviting, this cabin awaits to soothe your soul and let the stress of every day life float away. All the amenities of home, all the water, views, peace and privacy you long for. Plenty or parking, room to build a garage, fire pit, private well and compliant septic with drain field, usable crawl space, radon system, drain tile system. Dock, lift, sweep system available. High speed fiber internet available through Arvig. Water is low this year, sellers were able to maintain a channel to the lakes while the cabin was in use for their pontoon and jetskis - see seller photos at the end of the photo lineup.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
2/10
Rocori AlcGrades 7-124.1 mi
8/10
Rocori Middle SchoolGrades 6-84.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main
  • Area: 77
  • Dimensions: 11 x 7

Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15 x 13

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15 x 12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: 15 x 14

Laundry

  • Level: Main
  • Area: 99
  • Dimensions: 11 x 9

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15 x 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 36244680000
  • Zoning description: Residential-Single Family
  • Foundation area: 1200

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 200

Lot

  • Lot size: 1.38 Acres
  • Lot size dimensions: 200 x 135 x 200 x 113

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$332$3,984
Property Taxes $307$3,684
Electricity $170$2,050
Total$3,079$36,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,565/yr
40% on housing$92,370/yr
45% on housing$82,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 56368$167
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56368$190
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$442,500
2026-06-20Price change$449,000
2026-06-01Price change$464,500
2026-05-16Listed for sale$489,500
2021-04-21Sold$75,000
2021-02-24Pending sale$82,999
2021-01-09Listed for sale$82,999

For Sale by Agent

AgentJulie Heifner
BrokerageLakes Area Realty Hudson

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