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1413 Harpswell Neck Road, Harpswell, ME, 04079

3beds
2baths
1,791sqft
$669,000
$374price/sqft
$4,202/moest. monthly cost
$168,080/yrincome needed

About This Home

1314 Harpswell Neck Road, where exceptional craftsmanship meets one of Harpswell's most desirable locations. Thoughtfully designed and meticulously maintained, this three-bedroom, two-bath home showcases quality construction, timeless finishes, and attention to detail throughout. Set on a sunny, private lot surrounded by mature landscaping, the property offers a peaceful retreat while placing you just moments from some of Harpswell's favorite destinations. Stroll to Mitchell Field's sandy beach, launch your boat from the Town of Harpswell public boat launch, enjoy summer concerts at the waterfront gazebo, or treat yourself to an ice cream at Pammy's. Whether you're exploring the shoreline, spending an evening by the water, or simply enjoying the neighborhood, this is coastal Maine living at its best. Inside, light-filled living spaces create a warm and inviting atmosphere, while the home's thoughtful layout provides comfortable everyday living and effortless entertaining. Every detail reflects pride of ownership and a commitment to quality that is increasingly difficult to find. Conveniently located just a short drive to Brunswick, Bath, and Portland, this home offers the perfect balance of privacy, recreation, and accessibility. Whether you're searching for a year-round residence or a place to enjoy the very best of Maine's coast, 1314 Harpswell Neck Road is a property you'll be proud to call home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
6/10
Mt Ararat Middle SchoolGrades 6-812.5 mi
4/10
Mt Ararat High SchoolGrades 9-1212.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Clapboard,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Unfinished

Bedroom2

  • Features: Closet
  • Level: First

Bedroom3

  • Features: Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining Area,Informal
  • Level: First

Features

  • 1st Floor Primary Bedroom w/Bath,Bathtub,One-Floor Living,Shower,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,791

Heating & Cooling

  • Heating features: Hot Water,Zoned,Other,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,791
  • Total interior livable area: 1,791 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island
  • Level: First

Living Room

  • Features: Built-in Features,Formal,Gas Fireplace,Tray Ceiling(s)
  • Level: First

Primary Bedroom

  • Features: Full Bath,Jetted Tub,Laundry/Laundry Hook-up,Soaking Tub,Separate Shower,Suite,Tray Ceiling(s),Walk-In Closet(s)
  • Level: First

Sunroom

  • Features: Four-Season
  • Level: First

Property

Details

  • Parcel number: HARPM013L221
  • Zoning: interior res
  • Other equipment: Generator

Features

  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Scenic,Trees/Woods

Lot

  • Lot size: 4.24 Acres
  • Features: Near Public Beach,Rural,Level,Open Lot,Wooded

Parking

  • Total spaces: 2
  • Parking features: Paved,1 - 4 Spaces,On Site,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,382$40,584
Home Insurance $203$2,436
Property Taxes $357$4,284
Electricity $260$3,124
Total$4,202$50,424

Income You'd Need if You Spent...

35% on housing$144,068/yr
40% on housing$126,060/yr
45% on housing$112,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 04079$404
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04079$470
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$669,000
2026-07-04Listed for sale$699,000
2001-10-28Sold$36,000

For Sale by Agent

AgentBruce Davis
BrokerageEngel & Volkers Casco Bay

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