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84 Stovers Point Road, Harpswell, ME, 04079

1beds
1baths
420sqft
$299,500
$713price/sqft
$2,008/moest. monthly cost
$80,320/yrincome needed

About This Home

Welcome to 84 Stovers Point Road, Harpswell--a delightful 1950's cottage that combines nostalgic charm with modern comfort. Nestled on Harpswell Neck, this property offers an idyllic escape near Stovers Point Reserve and a serene atmosphere. The cottage features a warm and inviting living area, perfect for relaxing after a day by the water. Original hardwood floors and vintage details add to the home's timeless appeal. The property includes a spacious deck, ideal for enjoying morning coffee while taking in the fresh sea air or hosting summer gatherings with friends and family. Just a short distance from Stovers Point Reserve (.25 miles) this cottage is perfectly positioned for those who love boating, fishing, or simply enjoying the beauty of the Maine coast. Stover's Point Preserve is a great place for swimming, relaxing on the gravel beach, exploring the tidal stream, kayaking or paddleboarding, and enjoying the view of the iconic Cribstone Bridge. Don't miss the opportunity to own a piece of Harpswell's history with this enchanting 1950's cottage. Schedule a visit today to experience the charm and beauty of 84 Stovers Point Road for yourself!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
6/10
Mt Ararat Middle SchoolGrades 6-813.6 mi
4/10
Mt Ararat High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 420

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 420
  • Total interior livable area: 420 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: HARPM016L337
  • Zoning: Unknown

Features

  • Patio & porch: Deck

Lot

  • Lot size: 3,049 sqft
  • Features: Near Public Beach,Level

Parking

  • Parking features: No Driveway,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance $91$1,092
Property Taxes $159$1,908
Electricity $244$2,930
Total$2,008$24,096

Income You'd Need if You Spent...

35% on housing$68,845/yr
40% on housing$60,240/yr
45% on housing$53,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$713This listing

vs Other Active Listings

Avg $/sqft

ZIP 04079$422
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04079$470
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$299,500
2026-06-10Price change$299,500
2026-05-23Listed for sale$312,500

For Sale by Agent

BrokerageWelcome Home Real Estate

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