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4 Cousineaus Tory Hill Heights, Phillips, ME, 04966

2beds
1baths
1,344sqft
$369,000
$275price/sqft
$2,999/moest. monthly cost
$119,960/yrincome needed

About This Home

Perched high atop Tory Hill, this stunning south-facing Saltbox-style home offers beauty both inside and out. Thoughtfully positioned for solar potential and designed with easy winterization in mind, it's a perfect blend of comfort and practicality. Inside, enjoy cozy evenings by the fireplace or gather around the heat-radiating brick hearth in the dining area. Start your mornings on the screened-in porch, sipping coffee while taking in the peaceful sounds of nature. The property includes some furnishings and truly must be seen to be fully appreciated. Set on 14.35 surveyed acres, this charming home features 2 bedrooms, 1 bath, and a lovely screened porch--ideal for relaxing and enjoying the surrounding landscape.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
6/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab,Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Clapboard,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Saltbox
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range,Refrigerator,Washer

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Direct Vent Heater
  • Cooling features: Other

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: Level Entry

Details

  • Parcel number: PHISMR001L0125
  • Zoning: per Town

Features

  • Patio & porch: Porch,Screened
  • Has view: Yes
  • View description: Mountain(s),Scenic,Trees/Woods

Lot

  • Lot size: 14.35 Acres
  • Features: Corner Lot,Level,Open Lot,Right of Way,Rolling Slope,Landscaped,Wooded

Parking

  • Parking features: Gravel,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Hurricane
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance $179$2,148
Property Taxes $711$8,532
Electricity $244$2,930
Total$2,999$35,988

Income You'd Need if You Spent...

35% on housing$102,822/yr
40% on housing$89,970/yr
45% on housing$79,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 04966$223
Franklin County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 04966
Franklin County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$369,000
2026-03-26Listing removed$369,000
2025-11-06Price change$369,000
2025-09-25Listed for sale$379,000

For Sale by Agent

BrokerageColdwell Banker Sandy River Realty

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