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213 Fiddlers Reach Road, Phippsburg, ME, 04562

4beds
3baths
3,583sqft
$1,485,000
$414price/sqft
$9,993/moest. monthly cost
$399,720/yrincome needed

About This Home

Just south of Fiddlers Reach, where the Kennebec River widens into Morse Cove, 213 Fiddlers Reach sits on a deep-water stretch of one of Maine's great working rivers. Here, sea air drifts upriver with the tides as broad river views stretch up the Kennebec. A quiet lane bordered by open fields and mature trees leads toward the river. The land feels open yet private, with space for gardens, animals, future buildings, extended family, and the rare freedom to imagine what comes next. Crossing the bridge over the winding brook below, the property unfolds toward morning light and the Kennebec beyond. Built in 1987, the classic colonial enjoys sweeping water views and the changing light throughout the day. Generous proportions, tall ceilings, a substantial brick fireplace, and a welcoming kitchen create inviting spaces for gathering, while the bright sunroom faces the river beyond. What exists here is rarely found along the Maine coast today: a large waterfront home, greenhouse, workshop, garage with loft above, and deep-water frontage on the Kennebec River. Together, the buildings and land create a true working waterfront estate, with room to build, create, gather, and grow over time. The greenhouse is its own little world. Filled with light and connected to the workshop and garage, it showcases skilled craftsmanship and thoughtful design. Whether growing food and flowers, starting seedlings in early spring, or simply enjoying a quiet place to work and create, it is a space that invites year-round use and a deeper connection to the land. The land slopes gently to approximately 200 feet of deep waterfront. This stretch of the Kennebec has carried shipbuilders, lobstermen, and sailors for generations, and every so often the river reminds you exactly where you are as a newly launched Bath Iron Works vessel passes Fiddlers Reach on its maiden voyage to sea - A sight that never grows old along this working river.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
5/10
Bath Middle SchoolGrades 6-83.7 mi
7/10
Morse High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Clapboard,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Interior Entry,Walk-Out Access,Finished,Full,Unfinished

Bedroom2

  • Features: Closet
  • Level: Second

Bedroom3

  • Features: Closet
  • Level: Second

Bedroom4

  • Features: Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Attic,Storage,Primary Bedroom w/Bath
  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 550
  • Finished area above ground: 3,033

Great Room

  • Features: Built-in Features,Cathedral Ceiling(s),Wood Burning Fireplace
  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Hot Water
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,583
  • Total interior livable area: 3,583 sqft

Kitchen

  • Features: Breakfast Nook,Eat-in Kitchen
  • Level: First

Living Room

  • Features: Wood Burning Fireplace
  • Level: First

Primary Bedroom

  • Features: Closet,Half Bath
  • Level: Second

Sunroom

  • Features: Skylight,Four-Season
  • Level: First

Property

Details

  • Parcel number: PHIPM003L035
  • Zoning: Res/Shoreland
  • Other equipment: Generator,Internet Access Available

Features

  • Patio & porch: Deck,Glassed-in Porch
  • Has spa: Yes
  • Has view: Yes
  • View description: Fields,Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Kennebec River
  • Frontage length: Waterfrontage: 200,Waterfrontage Owned: 200,Waterfrontage Shared: 50

Lot

  • Lot size: 7.25 Acres
  • Features: Irrigation System,Rural,Open Lot,Pasture,Rolling Slope,Wooded

Parking

  • Total spaces: 5
  • Parking features: Gravel,Paved,5 - 10 Spaces,Garage Door Opener,Detached,Heated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Winter Weather
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,508$90,096
Home Insurance $406$4,872
Property Taxes $1,559$18,708
Electricity $520$6,249
Total$9,993$119,916

Income You'd Need if You Spent...

35% on housing$342,617/yr
40% on housing$299,790/yr
45% on housing$266,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 04562$397
Sagadahoc County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 04562$298
Sagadahoc County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,325,000
2026-07-15Price change$1,485,000
2026-06-11Listed for sale$1,685,000

For Sale by Agent

Agentanna charLotte
BrokerageLegacy Properties Sotheby's International Realty

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