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98 E Main Street, Searsport, ME, 04974

4beds
4baths
2,400sqft
$479,000
$200price/sqft
$3,881/moest. monthly cost
$155,240/yrincome needed

About This Home

This property features views of Penobscot Bay and architectural details like exposed beams and a unique bottle-grave enclosed porch. The main home boasts a convenient first-floor primary suite with a bath, plus two additional bedrooms upstairs that share a second full bath and capture views of the bay. A breezeway connects the main house to a 2-car garage, which features a separate, private 1-bedroom, 1-bathroom apartment above--perfect for an in-law suite or rental income. Outside, the large, fully fenced backyard serves as a private oasis highlighted by a majestic weeping willow tree. Ideal location close to Searsport amenities and the water. Don't miss this versatile mid-coast gem!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
2/10

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Stone,Granite,Brick/Mortar
  • Roof: Pitched,Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Cape Cod
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Interior Entry,Dirt Floor,Partial,Sump Pump,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3

Features

  • 1st Floor Bedroom,In-Law Floorplan,Pantry,Shower,Storage,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Vinyl,Wood,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Accessibility

  • Accessibility features: Level Entry

Details

  • Parcel number: SEAPM011L024
  • Zoning: Res

Features

  • Levels: Multi/Split
  • Stories: 2
  • Patio & porch: Glassed-in Porch
  • Has view: Yes
  • View description: Scenic
  • Waterbody name: Searsport Harbor, Penobscot Bay

Lot

  • Lot size: 0.33 Acres
  • Features: City Lot,Near Public Beach,Near Shopping,Level,Open Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Common,Paved,1 - 4 Spaces,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Hurricane
Coastal Flooding
Drought
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance $177$2,124
Property Taxes $934$11,208
Electricity $348$4,186
Total$3,881$46,572

Income You'd Need if You Spent...

35% on housing$133,062/yr
40% on housing$116,430/yr
45% on housing$103,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 04974$187
Waldo County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 04974
Waldo County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$479,000
2023-08-22Sold$420,000
2023-08-22Pending sale$479,900
2023-07-29Contingent$479,900
2023-06-20Listing removed--
2023-06-19Listed for sale$479,900
2023-04-24Price change$2,400
2023-04-07Listed for rent$2,500
2023-02-28Sold$399,000
2022-12-27Pending sale$449,000
2022-11-08Price change$449,000
2022-10-22Listed for sale$499,900
2021-04-23Sold$67,500

For Sale by Agent

AgentHometown Real Estate & Property Management
BrokerageHome Town Real Estate & Property Management

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