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101 Middle Street, Stockton Springs, ME, 04981

3beds
2baths
1,512sqft
$412,000
$272price/sqft
$3,035/moest. monthly cost
$121,400/yrincome needed

About This Home

Some homes surprise you. While this charming Cape enjoys the convenience of an in-town location, the property unfolds into something much more unexpected. Mature trees, beautifully established landscaping, and inviting outdoor spaces create a sense of privacy that's hard to imagine. A paved driveway leads to the detached two-car garage, while perennial gardens, open lawn, and a fenced backyard provide beautiful spaces to relax, entertain, garden, or simply enjoy the outdoors. Inside, natural light fills the open-concept living and dining area. Large windows bring the surrounding gardens and mature landscape into view, creating a beautiful backdrop throughout the seasons. Just beyond, the expansive three-season sun room is sure to become a favorite gathering place. Surrounded by windows, it's the perfect spot to enjoy morning coffee, host family and friends, or simply unwind while taking in the beauty of the changing seasons. Lovingly maintained inside and out, every space has been thoughtfully cared for to create a home that is as welcoming as it is functional. Whether you're spending the afternoon exploring Stockton Harbor, enjoying the scenic beauty of Fort Point State Park, or visiting the shops, restaurants, and waterfront in downtown Belfast, you'll appreciate returning home to this peaceful corner of Stockton Springs. Beautiful gardens, inviting living spaces, and a location that keeps you close to everything while feeling pleasantly tucked away come together to create a home you'll appreciate more with every visit.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
2/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Poured Concrete
  • Roof: Pitched,Shingle
  • Construction materials: Wood Frame,Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Refrigerator,Wall Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Interior Entry,Full,Unfinished

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • 1st Floor Bedroom,Storage
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Hot Water,Other
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: STOSMU8L020
  • Zoning: Residential
  • Other equipment: Generator,Internet Access Available

Features

  • Patio & porch: Deck,Screened
  • Has view: Yes
  • View description: Fields,Trees/Woods

Lot

  • Lot size: 2.90 Acres
  • Features: Near Public Beach,Near Town,Rural,Level,Open Lot,Pasture,Rolling Slope,Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Paved,1 - 4 Spaces,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Hurricane
Coastal Flooding
Drought
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,083$24,996
Home Insurance $155$1,860
Property Taxes $553$6,636
Electricity $244$2,930
Total$3,035$36,420

Income You'd Need if You Spent...

35% on housing$104,057/yr
40% on housing$91,050/yr
45% on housing$80,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 04981$248
Waldo County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 04981
Waldo County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Contingent$412,000
2026-07-23Listed for sale$412,000
2022-08-16Sold$320,000
2022-07-09Pending sale$320,000
2022-07-05Listed for sale$320,000

For Sale by Agent

AgentKeirsten Wyman
BrokerageRE/MAX JARET & COHN

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