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3111 N Madison Ct, Stillwater, OK, 74075

4beds
3baths
2,880sqft
$454,000
$158price/sqft
$3,238/moest. monthly cost
$129,520/yrincome needed

About This Home

Located in a highly sought-after neighborhood just north of the OSU campus, this charming Madison Ct. home offers the perfect blend of convenience and classic character. Inside, rich wood floors lead you through an inviting formal dining room, a main-level office, and a warm living area centered around a stunning floor-to-ceiling stone wood-burning fireplace. The spacious primary suite features a large tiled shower, jetted tub, and expansive walk-in closets. Thoughtful built-ins, abundant storage, and an impressive entry with a grand staircase enhance the home’s timeless appeal. Upstairs, you'll find three additional bedrooms and a second-floor balcony with views of the gazebo and Boomer Lake Park. Additional highlights include a dedicated storage room inside the garage and convenient in-home access to the storm shelter.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

10/10
10/10
9/10
Stillwater High SchoolGrades 10-121.4 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone/Rock Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Oven,Cooktop,Range Hood,Refrigerator,Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Fireplace,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Property

Details

  • Parcel number: 19N02E031SL0580010005
  • Zoning description: RS2 Med Lot SF

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Lawn Sprinkler System,Storm Shelter

Lot

  • Lot size: 8,712 sqft
  • Features: irregular
  • Lot size dimensions: 80 x 119

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,295$27,540
Home Insurance $438$5,256
Property Taxes $291$3,492
Electricity $214$2,570
Total$3,238$38,856

Income You'd Need if You Spent...

35% on housing$111,017/yr
40% on housing$97,140/yr
45% on housing$86,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 74075$154
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74075$160
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-11Listed for sale$454,000
2022-04-27Listing removed$390,000
2021-11-01Pending sale$390,000
2021-10-29Listed for sale$390,000
2012-05-30Sold$345,000

For Sale by Agent

AgentMontie Stewart
BrokerageREAL ESTATE PROFESSIONALS

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