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122 County Road 734, Clanton, AL, 35046

4beds
3baths
2,040sqft
$449,990
$221price/sqft
$2,902/moest. monthly cost
$116,080/yrincome needed

About This Home

Stunning Lakefront Property on Lay Lake Discover your dream retreat! This exceptional property boasts a charming main house and a spacious guest house with a loft, perfect for family gatherings or entertaining friends. Enjoy the serene beauty of Lay Lake from your large porch that invites relaxation and outdoor living. With a private boat dock, you’ll have easy access to all your water activities—fishing, swimming, or leisurely boat rides. The expansive interiors provide ample space for gatherings, making it an ideal spot for company retreats or family reunions. Nestled in a picturesque setting, this property offers both tranquility and adventure. Whether you're looking to make it your forever home or a weekend getaway, this is a rare opportunity you won’t want to miss. Contact us today to schedule a viewing and experience the beauty of lakeside living firsthand!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
8/10
Clanton Middle SchoolGrades 7-811.4 mi
4/10
Chilton Co High SchoolGrades 9-1211.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Workshop (INT),Smooth Ceilings,Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Shared Bath,Sitting Area in Master,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick (FIREPL),Family Room,Gas
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,040

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,040 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0806130003006000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Covered (DECK),Deck
  • Exterior features: Dock
  • Fencing: Fenced
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: No

Parking

  • Total spaces: 2
  • Parking features: Assigned,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Cold Wave
Heat Wave
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$268$3,216
Property Taxes $119$1,428
Electricity $240$2,881
Total$2,902$34,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,497/yr
40% on housing$87,060/yr
45% on housing$77,386/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.0%
9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 35046$154
Chilton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 35046$146
Chilton County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$499,900
2026-04-01Listing removed$499,900
2026-01-21Price change$499,900
2025-10-02Listed for sale$524,900
2022-08-01Sold$390,000
2022-07-10Contingent$399,900
2022-05-16Price change$399,900
2022-04-11Listed for sale$419,900
2019-11-22Sold$251,500
2019-11-22Listed for sale$253,500
2019-10-09Pending sale$253,500
2019-10-04Price change$253,500
2019-09-12Price change$259,900
2019-08-21Listed for sale$269,900
2019-03-06Sold$100,000
2008-03-05Sold$147,000

For Sale by Agent

AgentHolly Deavers
BrokerageEXIT Royal Realty

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