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9704 Beach Blvd, Panama City Beach, FL, 32408

6beds
8baths
4,622sqft
$5,250,000
$1,136price/sqft
$39,775/moest. monthly cost
$1,591,000/yrincome needed

About This Home

CONTACT LISTING AGENT TO DISCUSS NEW HUGE SELLER INCENTIVES BEING OFFERED. This is the newest built home for sale on the beachfront! 6-bedroom, 6-bathroom house offers over 4,600 square feet of luxurious living space. Situated directly on the beach with private access, this home provides an unbeatable coastal lifestyle. The spacious interior includes gourmet kitchen with high-end appliances and custom cabinetry. Each bedroom features an en-suite bathroom and comes fully furnished with stylish décor. An elevator ensures easy access to all levels of the home. Outside, enjoy your private pool with breathtaking ocean views. The expansive deck is ideal for sunbathing, dining, and entertaining. This home combines luxury and comfort in a stunning natural setting. Sold fully furnished as turn-key, high producing vacation rental!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
Breakfast Point AcademyGrades PK-81.4 mi
4/10
J.R. Arnold High SchoolGrades 9-122.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Frame,HardiPlank Type,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Electric Oven,Gas Cooktop,Gas Water Heater,Ice Maker

Bedroom

  • Level: Third
  • Dimensions: 11.5 x 17

Bedroom

  • Level: Second
  • Dimensions: 10.1 x 17

Bedroom

  • Level: Third
  • Dimensions: 12.3 x 12.7

Bedroom

  • Level: Second
  • Dimensions: 12.2 x 12.7

Bedroom

  • Level: Third
  • Dimensions: 13.3 x 14

Bedroom

  • Level: Third
  • Dimensions: 15 x 16.8

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Features

  • Window features: Double Pane Windows,Storm Window(s)
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Multi Units

Interior Area

  • Total structure area: 4,622
  • Total interior livable area: 4,622 sqft

Kitchen

  • Level: Second
  • Dimensions: 18 x 11.9

Living Room

  • Level: Second
  • Dimensions: 26 x 15.3

Property

Details

  • Parcel number: 35038000000
  • Zoning description: Commercial, Resid Single Family
  • Special condition: Listed As-Is

Features

  • Private pool: Yes
  • Pool features: Private
  • Patio & porch: Deck
  • Exterior features: Covered Patio,Deck,Outdoor Shower
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf,Shoreline - Sand

Lot

  • Lot size: 4,356 sqft
  • Features: Paved
  • Lot size dimensions: 40 x 113

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,546$318,552
Home Insurance *$7,227$86,724
Property Taxes $5,537$66,444
Electricity $465$5,581
Total$39,775$477,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,363,714/yr
40% on housing$1,193,250/yr
45% on housing$1,060,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,136This listing

vs Other Active Listings

Avg $/sqft

ZIP 32408$227
Bay County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 32408$299
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-10Price change$5,250,000
2025-08-14Listed for sale$5,499,000
2025-07-16Listing removed$5,499,000
2024-07-18Listed for sale$5,499,000
2023-04-21Listing removed--
2022-04-21Listed for sale$2,750,000
2022-04-15Sold$2,900,000
2019-06-11Sold$2,300,000
2019-02-28Price change$2,600,000
2018-10-05Price change$2,900,000
2018-07-18Price change$3,500,000
2017-11-04Listed for sale$3,970,000
2012-08-14Sold$650,000
2002-01-22Sold$898,700

New Construction

AgentBryan Kiefer
BrokerageHoliday Beach Real Estate Inc

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