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9708 Beach Blvd, Panama City Beach, FL, 32408

7beds
7baths
5,175sqft
$5,200,000
$1,005price/sqft
$37,884/moest. monthly cost
$1,515,360/yrincome needed

About This Home

Welcome to A Sight to Sea, an exceptional 7-bedroom, 6.5-bath coastal retreat offering of beautifully designed living space. The home features expansive open-concept living areas, a well-appointed kitchen, private elevator, generous bedrooms, multiple gathering spaces, and abundant room for entertaining. Outdoors, enjoy a private swimming pool, hot tub, and inviting areas for relaxing in the Florida sunshine. Conveniently located near the sugar-white beaches of Panama City Beach, dining, shopping, parks, and entertainment. Currently operated as an established vacation rental, this impressive property is equally suited as a primary residence, second home, or investment opportunity. Available furnished or unfurnished, subject to the final purchase agreement.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
Breakfast Point AcademyGrades PK-81.3 mi
4/10
J.R. Arnold High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedroom

  • Level: Second
  • Dimensions: 14 x 12

Bedroom

  • Level: Second
  • Dimensions: 13 x 12

Bedroom

  • Level: Second
  • Dimensions: 15 x 13

Bedroom

  • Level: First
  • Dimensions: 11.8 x 13.6

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second
  • Dimensions: 29 x 15

Features

  • Double Vanity,Separate Shower,Walk-In Closet(s)

Half Bath

  • Level: First
  • Dimensions: 10 x 8

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,175
  • Total interior livable area: 5,175 sqft

Laundry

  • Level: Third
  • Dimensions: 12 x 10

Living Room

  • Level: First
  • Dimensions: 13 x 12

Master Bathroom

  • Level: Third
  • Dimensions: 14 x 13

Master Bedroom

  • Level: Third
  • Dimensions: 28 x 19

Media Room

  • Level: Third
  • Dimensions: 16 x 14

Other

  • Level: Second
  • Dimensions: 9 x 6

Other

  • Level: Second
  • Dimensions: 10 x 8

Other

  • Level: Second
  • Dimensions: 11 x 6

Other

  • Level: Second
  • Dimensions: 11 x 6

Other

  • Level: First
  • Dimensions: 8 x 6

Porch

  • Level: Third
  • Dimensions: 30 x 16

Porch

  • Level: Third
  • Dimensions: 30 x 16

Property

Details

  • Parcel number: 35037000000

Features

  • Private pool: Yes
  • Pool features: Electric Heat,Gas Heat,Private
  • Patio & porch: Balcony,Deck
  • Exterior features: Covered Patio
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf,Shoreline - Sand

Lot

  • Lot size: 4,356 sqft
  • Features: Paved
  • Lot size dimensions: 40.0 ft x 111.0 ft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,294$315,528
Home Insurance *$7,158$85,896
Property Taxes $3,912$46,944
Electricity $520$6,249
Total$37,884$454,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,298,880/yr
40% on housing$1,136,520/yr
45% on housing$1,010,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,005This listing

vs Other Active Listings

Avg $/sqft

ZIP 32408$228
Bay County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 32408$299
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$4,999,000
2026-07-17Listed for sale$5,200,000
2021-10-28Sold$2,950,000
2020-06-09Listing removed$2,595,000
2020-01-10Listed for sale$2,595,000
2019-12-03Listing removed$2,595,000
2019-11-13Price change$2,595,000
2018-08-01Listed for sale$2,795,000
2018-04-26Listing removed$2,795,000
2017-11-14Listed for sale$2,795,000
2017-09-26Listing removed$2,795,000
2017-06-24Price change$2,795,000
2017-03-30Listed for sale$2,999,000
2016-06-02Sold$2,045,000
2016-03-30Price change$2,100,000
2015-12-19Listed for sale$2,380,000
2015-09-30Listing removed$2,550,500
2015-08-26Price change$2,550,500
2015-07-04Listed for sale$2,996,000
2013-01-02Sold$352,000
2012-12-19Price change$1,195,000
2012-10-04Price change$349,000
2012-09-06Listed for sale$395,000
2002-01-22Sold$898,700

For Sale by Agent

AgentRalph Harvey
BrokerageListWithFreedom.com Inc.

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