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34 W Meadow Dr, Cortland, IL, 60112

4beds
3baths
2,330sqft
$414,900
$178price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

AMAZING, TWO-STORY HAMILTON MODEL WITH A BEAUTIFUL OPEN CONCEPT!!! Another spectacular project in the desirable Richland Trails subdivision! 4 BR, 2.5 BATH home with stunning features throughout! First-floor primary bedroom! The home also features both an office and loft! The kitchen includes your choice of beautiful white or grey cabinetry, granite countertops, and an island with barstool seating that opens into your dining and great room! Huge walk-in pantry! This is not your average new build! Durable luxury vinyl plank flooring in the main living spaces. Completely upgraded throughout with amazing materials and neutral finishes throughout! Features aged bronze or satin nickel lighting and hardware! Still time to choose your interior selections! The partial basement is ready for your creative finishing ideas! Minutes from I-88 for commuters or weekend fun! Property to be complete 8 months from contract!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
3/10
Huntley Middle SchoolGrades 6-83.6 mi
3/10
De Kalb High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: The Hamilton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Disposal,Gas Water Heater
  • Laundry features: Main Level,Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Family Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 270
  • Dimensions: 18X15

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Separate Dining Room
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,330 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 135
  • Dimensions: 9X15

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 25
  • Dimensions: 5X5

Loft

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 266
  • Dimensions: 19X14

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0920181006
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 60X120

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$213$2,556
Property Taxes $774$9,288
Electricity $179$2,150
Total$3,263$39,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 60112$182
DeKalb County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 60112$183
DeKalb County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$414,900

New Construction

AgentMatthew Lysien
BrokerageSuburban Life Realty, Ltd

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